Bank of Crockett: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.47 percentage points in Q2 2026 to 9.98%, the biggest move on this page. Within Tennessee, Bank of Crockett is 39th of 71 on CET1 ratio, 13.31% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Bank of Crockett sits 1.76 points lower, at 13.31% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.31% |
| Tier 1 risk-based capital ratio | 13.31% |
| Total risk-based capital ratio | 14.56% |
| Tier 1 leverage ratio | 10.46% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $31.2M |
| Tier 1 capital | $31.2M |
| Total risk-based capital | $34.1M |
| Total equity capital | $29.9M |
| Risk-weighted assets | $234.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.98% |
| Tangible equity to tangible assets | 9.87% |
| Equity capital to average assets | 10.01% |
| Internal capital growth rate | 16.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $250K |
| Common stock surplus | $2.9M |
| Retained earnings | $28.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.43% | 14.43% | 15.68% | 10.26% | $192.6M |
| Q4 2023 | 15.23% | 15.23% | 16.48% | 9.84% | $179.8M |
| Q1 2024 | 15.01% | 15.01% | 16.26% | 9.93% | $188.0M |
| Q2 2024 | 13.41% | 13.41% | 14.60% | 10.09% | $210.0M |
| Q3 2024 | 14.41% | 14.41% | 15.66% | 10.41% | $201.2M |
| Q4 2024 | 14.31% | 14.31% | 15.56% | 10.14% | $198.3M |
| Q1 2025 | 13.67% | 13.67% | 14.89% | 10.27% | $212.8M |
| Q2 2025 | 13.72% | 13.72% | 14.94% | 10.60% | $219.4M |
| Q3 2025 | 14.52% | 14.52% | 15.77% | 10.65% | $208.7M |
| Q4 2025 | 13.08% | 13.08% | 14.33% | 9.88% | $221.3M |
| Q1 2026 | 13.03% | 13.03% | 14.27% | 10.16% | $230.2M |
| Q2 2026 | 13.31% | 13.31% | 14.56% | 10.46% | $234.2M |
Bank of Crockett regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Crockett, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Crockett profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1468) · FFIEC NIC profile (RSSD 324854)