Bank of Crockett: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 77.1% lower than in Q1 2026, at $2.9M. Within Tennessee, Bank of Crockett is 71st of 109 on loan-to-deposit ratio, 77.30% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Crockett sits 3.54 points lower, at 77.30% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $81.3M |
| Fed funds sold and reverse repos | $2.9M |
| Fed funds sold and reverse repos to assets | 0.98% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.4M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.30% |
| Net loans and leases to deposits | 76.19% |
| Loans and leases to core deposits | 85.25% |
| Core deposits to total deposits | 90.67% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.72% | 86.87% | $0 | $0 |
| Q4 2023 | 53.87% | 88.36% | $0 | $0 |
| Q1 2024 | 58.10% | 87.34% | $0 | $0 |
| Q2 2024 | 63.62% | 86.17% | $0 | $0 |
| Q3 2024 | 67.59% | 86.31% | $0 | $0 |
| Q4 2024 | 66.08% | 88.46% | $200K | $0 |
| Q1 2025 | 67.38% | 89.24% | $204K | $0 |
| Q2 2025 | 72.07% | 89.34% | $200K | $0 |
| Q3 2025 | 72.78% | 86.46% | $1.5M | $0 |
| Q4 2025 | 72.00% | 90.67% | $1.5M | $0 |
| Q1 2026 | 72.21% | 91.61% | $1.5M | $0 |
| Q2 2026 | 77.30% | 90.67% | $1.4M | $0 |
Bank of Crockett liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Crockett, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Crockett profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1468) · FFIEC NIC profile (RSSD 324854)