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Bank of Dade: Loan-to-Deposit Ratio

64.89% Ranks #2,979 of 3,651 U.S. banks · 18th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Dade reported a loan-to-deposit ratio of 64.89% as of Q2 2026, ranking #2,979 of 3,651 U.S. banks (18th percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 64.89%
Q1 2026 62.98%
Q4 2025 61.35%
Q3 2025 65.40%
Q2 2025 63.15%
Q1 2025 59.95%
Q4 2024 60.69%
Q3 2024 61.62%
Q2 2024 59.15%
Q1 2024 57.25%
Q4 2023 56.49%
Q3 2023 57.53%

National Context

Latest value 64.89%
National rank#2,979 of 3,651
Percentile 18th
12-quarter low56.49%
12-quarter high65.40%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Bank of Dade's Loan-to-Deposit Ratio?

Bank of Dade's Loan-to-Deposit Ratio was 64.89% as of Q2 2026, ranking #2979 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Dade profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17543) · FFIEC NIC profile (RSSD 441630)