Bank of Dade: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Dade of Trenton, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.57% | 1.35% | +1.22% | 95th top |
| ROAE | 41.77% | 12.04% | +29.73% | 99th top |
| Net Interest Margin | 4.81% | 3.90% | +0.91% | 88th top |
| Efficiency Ratio | 49.65% | 63.15% | -13.50% | 81st top |
| PPNR / Avg Assets | 2.57% | 1.64% | +0.93% | 91st top |
| Yield on Earning Assets | 5.49% | 5.65% | -0.16% | 45th below |
| Cost of Funds | 0.73% | 1.85% | -1.12% | 96th top |
| Net Interest Spread | 4.45% | 3.35% | +1.10% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.92% | -0.81% | 72nd above |
| NPA / Total Assets | 0.07% | 0.67% | -0.60% | 74th above |
| NCO / Avg Loans | -0.07% | 0.15% | -0.22% | 95th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 59th above |
| ACL / NPLs (Coverage) | 1191.43% | 1645.33% | -453.90% | — |
| Texas Ratio | 2.90% | 7.15% | -4.25% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.35% | 20.83% | -4.48% | 60th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.35% | 20.86% | -4.51% | 59th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.61% | 21.94% | -4.33% | 60th above |
| Leverage Ratio | 9.45% | 12.46% | -3.01% | 20th bottom |
| Equity / Assets | 6.42% | 11.67% | -5.25% | 4th bottom |
| TCE / Tangible Assets | 6.42% | 11.40% | -4.98% | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.89% | 78.65% | -13.76% | 77th top |
| Core Deposit Ratio | 95.93% | 87.09% | +8.84% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.24% | 6.47% | +0.77% | 70th above |
| Loan Growth (Y/Y) | 9.53% | 7.64% | +1.89% | 72nd above |
| Deposit Growth (Y/Y) | 6.60% | 6.02% | +0.58% | 68th above |
See Bank of Dade's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Dade, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Dade profile, how to read a UBPR, or how this data updates.