Bank of Dade: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 3558.57 percentage points in Q2 2026, from 4750.00% to 1191.43%. It was the largest change from Q1 2026 among the key lines here. Among 121 Georgia banks, Bank of Dade sits 11th from the top on return on assets, 2.57% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Bank of Dade reported 2.57% on return on assets in Q2 2026, 1.31 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.35% |
| Tier 1 risk-based capital ratio | 16.35% |
| Total risk-based capital ratio | 17.61% |
| Tier 1 leverage ratio | 9.45% |
| Equity capital to assets | 6.42% |
| Tangible equity to tangible assets | 6.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.11% |
| Non-performing assets ratio | 0.07% |
| Net charge-off ratio | -0.07% |
| Texas ratio | 2.90% |
| Allowance for credit losses to loans | 1.27% |
| Reserve coverage of non-performing loans | 1191.43% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.57% |
| Return on equity | 41.77% |
| Net interest margin | 4.81% |
| Efficiency ratio | 49.65% |
| Yield on earning assets | 5.49% |
| Cost of funds | 0.73% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.89% |
| Core deposits to total deposits | 95.93% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 93.21% |
| Securities to assets | 32.26% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.49% | 16.49% | 17.65% | 9.50% | 1.98% |
| Q4 2023 | 16.69% | 16.69% | 17.82% | 9.46% | 2.11% |
| Q1 2024 | 15.55% | 15.55% | 16.70% | 8.78% | 2.08% |
| Q2 2024 | 15.96% | 15.96% | 17.06% | 9.22% | 2.55% |
| Q3 2024 | 16.58% | 16.58% | 17.72% | 9.53% | 2.24% |
| Q4 2024 | 17.36% | 17.36% | 18.52% | 9.80% | 2.29% |
| Q1 2025 | 16.16% | 16.16% | 17.41% | 9.16% | 2.80% |
| Q2 2025 | 16.89% | 16.89% | 18.15% | 9.84% | 2.41% |
| Q3 2025 | 17.77% | 17.77% | 19.02% | 10.35% | 2.99% |
| Q4 2025 | 17.56% | 17.56% | 18.81% | 9.99% | 2.74% |
| Q1 2026 | 16.21% | 16.21% | 17.46% | 9.21% | 2.74% |
| Q2 2026 | 16.35% | 16.35% | 17.61% | 9.45% | 2.57% |
Bank of Dade vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dade, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dade profile, peer group comparison, or how this data updates.
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