Bank of Evergreen: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Total equity capital edged up by 1.8%, from $8.9M to $9.1M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.25% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.0M |
| Tier 1 capital | $11.0M |
| Total risk-based capital | — |
| Total equity capital | $9.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.64% |
| Tangible equity to tangible assets | 11.64% |
| Equity capital to average assets | 11.81% |
| Internal capital growth rate | 6.18% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $100K |
| Retained earnings | $10.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.50% | 7.52% | 7.52% |
| Q4 2023 | 13.78% | 8.97% | 8.97% |
| Q1 2024 | 13.43% | 8.80% | 8.80% |
| Q2 2024 | 13.24% | 8.54% | 8.54% |
| Q3 2024 | 12.07% | 9.64% | 9.64% |
| Q4 2024 | 12.85% | 9.26% | 9.26% |
| Q1 2025 | 13.62% | 10.06% | 10.06% |
| Q2 2025 | 13.79% | 10.32% | 10.32% |
| Q3 2025 | 13.75% | 11.16% | 11.16% |
| Q4 2025 | 13.97% | 11.60% | 11.60% |
| Q1 2026 | 14.12% | 11.71% | 11.71% |
| Q2 2026 | 14.25% | 11.64% | 11.64% |
Bank of Evergreen regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Evergreen, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Evergreen profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 49) · FFIEC NIC profile (RSSD 560438)