Bank of Evergreen: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Evergreen of Evergreen, AL against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 3.13% | -2.31% | 40th below |
| ROAE | 7.01% | 10.31% | -3.30% | 42nd below |
| Net Interest Margin | 3.68% | 3.94% | -0.26% | 38th below |
| Efficiency Ratio | 66.80% | 76.33% | -9.53% | 56th above |
| PPNR / Avg Assets | 1.10% | 1.40% | -0.30% | 45th below |
| Yield on Earning Assets | 4.79% | 5.35% | -0.56% | 32nd below |
| Cost of Funds | 1.23% | 1.70% | -0.47% | 67th above |
| Net Interest Spread | 2.93% | 3.32% | -0.39% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.02% | 1.34% | -0.32% | 31st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.71% | -0.30% | 35th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.10% | -0.07% | 23rd bottom |
| ACL / Total Loans | 1.60% | 1.49% | +0.11% | 73rd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 157.19% | 867.44% | -710.25% | 51st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.38% | 8.27% | -4.89% | 43rd below |
| Provision / NCO | 0.00% | 291.50% | -291.50% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.25% | 17.65% | -3.40% | 59th above |
| Equity / Assets | 11.64% | 16.46% | -4.82% | 43rd below |
| TCE / Tangible Assets | 11.64% | 16.20% | -4.56% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 45.81% | 72.89% | -27.08% | 76th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.58% | 88.27% | +2.31% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.12% | 4.26% | -0.14% | 58th above |
| Loan Growth (Y/Y) | -3.39% | 6.78% | -10.17% | 25th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.52% | 3.73% | -1.21% | 53rd above |
See Bank of Evergreen's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Evergreen, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Evergreen profile, how to read a UBPR, or how this data updates.