Bank of Farmington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.71 percentage points lower than in Q1 2026, at 82.12%. Within Illinois, Bank of Farmington is 144th of 323 on loan-to-deposit ratio, 78.13% as of Q2 2026, above the middle of the field. Bank of Farmington reported 78.13% on loan-to-deposit ratio for Q2 2026, 2.71 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $61.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.25% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.13% |
| Net loans and leases to deposits | 77.42% |
| Loans and leases to core deposits | 95.14% |
| Core deposits to total deposits | 82.12% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.44% | 88.24% | $0 | $15.0M |
| Q4 2023 | 88.75% | 87.50% | $1.0M | $11.0M |
| Q1 2024 | 88.65% | 87.39% | $1.0M | $10.0M |
| Q2 2024 | 83.62% | 85.12% | $1.0M | $3.2M |
| Q3 2024 | 83.17% | 87.98% | $1.0M | $2.0M |
| Q4 2024 | 82.73% | 87.43% | $1.0M | $0 |
| Q1 2025 | 79.14% | 87.51% | $1.0M | $0 |
| Q2 2025 | 80.24% | 88.62% | $1.0M | $0 |
| Q3 2025 | 81.87% | 88.89% | $1.0M | $1.0M |
| Q4 2025 | 81.30% | 88.34% | $0 | $3.5M |
| Q1 2026 | 78.83% | 84.83% | $0 | $0 |
| Q2 2026 | 78.13% | 82.12% | $0 | $3.0M |
Bank of Farmington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Farmington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Farmington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11732) · FFIEC NIC profile (RSSD 976534)