Bank of Farmington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Farmington of Farmington, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.50% | 1.34% | -0.84% | 13th bottom |
| ROAE | 5.08% | 13.32% | -8.24% | 14th bottom |
| Net Interest Margin | 3.63% | 3.93% | -0.30% | 33rd below |
| Efficiency Ratio | 79.39% | 61.14% | +18.25% | 15th bottom |
| PPNR / Avg Assets | 0.70% | 1.68% | -0.98% | 12th bottom |
| Yield on Earning Assets | 5.29% | 5.67% | -0.38% | 35th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.85% | 1.88% | -0.03% | 47th below |
| Net Interest Spread | 3.30% | 3.32% | -0.02% | 49th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.23% | 0.94% | -0.71% | 62nd above |
| NPA / Total Assets | 1.21% | 0.70% | +0.51% | 16th bottom |
| NCO / Avg Loans | 0.62% | 0.16% | +0.46% | 5th bottom |
| ACL / Total Loans | 0.91% | 1.28% | -0.37% | 18th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 395.79% | 1538.96% | -1143.17% | 66th above |
| Texas Ratio | 11.91% | 7.33% | +4.58% | 18th bottom |
| Provision / NCO | 35.71% | 1395.97% | -1360.26% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.96% | 19.50% | -5.54% | 38th below |
| Tier 1 Ratio | 13.96% | 19.54% | -5.58% | 38th below |
| Total Capital Ratio | 14.78% | 20.62% | -5.84% | 35th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.96% | 12.14% | -1.18% | 50th above |
| Equity / Assets | 9.58% | 11.37% | -1.79% | 37th below |
| TCE / Tangible Assets | 9.58% | 11.09% | -1.51% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.13% | 80.64% | -2.51% | 55th above |
| Core Deposit Ratio | 82.12% | 86.86% | -4.74% | 21st bottom |
| Wholesale Funding Ratio | 1.25% | 5.03% | -3.78% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.55% | 6.85% | -1.30% | 59th above |
| Loan Growth (Y/Y) | 1.67% | 7.90% | -6.23% | 30th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.42% | 6.29% | -1.87% | 53rd above |
See Bank of Farmington's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Farmington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Farmington profile, how to read a UBPR, or how this data updates.