Bank call report · Holyrood, KS
The Bank of Holyrood Call Report
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The Bank of Holyrood filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 294 reported line items, schedule by schedule (907 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 871358 |
| FDIC certificate number | 9661 |
| Total assets | $69.8M |
Official Q2 2026 call report PDF (FFIEC) →
The Bank of Holyrood call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · The Bank of Holyrood balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $69.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $69.8M |
| Total Liabilities and Minority Interest | RCON2948 | $59.1M |
| Total Deposits | RCON2200 | $58.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $45.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $40.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $40.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $23.1M |
| Deposits: Noninterest-bearing | RCON6631 | $13.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $11.5M |
| Total Equity Capital | RCON3210 | $10.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $10.7M |
| Federal Funds Sold | RCONB987 | $3.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.0M |
| Other Assets | RCON2160 | $965K |
| Allowance for Loan and Lease Losses | RCON3123 | $653K |
| Interest-bearing Balances | RCON0071 | $612K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $397K |
| Surplus | RCON3839 | $225K |
| Other Real Estate Owned | RCON2150 | $220K |
| Other Liabilities, Total | RCON2930 | $179K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $81K |
| Common Stock | RCON3230 | $75K |
Schedule RI: Income Statement (38 items)
About Schedule RI · The Bank of Holyrood income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.3M |
| Net Interest Income | RIAD4074 | $1.2M |
| Total Noninterest Expense | RIAD4093 | $658K |
| Total Interest Expense | RIAD4073 | $528K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $445K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $439K |
| Net Income (Loss) | RIAD4340 | $439K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $439K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $437K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $434K |
| Salaries and Employee Benefits | RIAD4135 | $415K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $406K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $341K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $269K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $241K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $241K |
| Other Noninterest Expense | RIAD4092 | $199K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $153K |
| Provision for Loan and Lease Losses | RIAD4230 | $120K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $120K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $116K |
| Interest on Other Securities | RIAD4060 | $116K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $105K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $72K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $48K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $44K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $26K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $21K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $20K |
| Total Noninterest Income | RIAD4079 | $11K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $8K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $8K |
| Other Interest Income | RIAD4518 | $7K |
| Applicable Income Taxes | RIAD4302 | $6K |
| Other Noninterest Income | RIADB497 | $3K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 10 |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · The Bank of Holyrood securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $972K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $941K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $10.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $9.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $3.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $3.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $24.2M |
| Pledged Securities | RCON0416 | $8.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $7.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $7.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $5.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $3.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $1.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $852K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $643K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $501K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $501K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $466K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $465K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $321K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $127K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · The Bank of Holyrood loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $40.7M |
| Commercial and Industrial Loans | RCON1766 | $13.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $12.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $11.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $8.5M |
| Pledged Loans and Leases | RCONG378 | $8.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $7.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $7.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $6.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $6.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $5.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $828K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $760K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $718K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $399K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $271K |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $25K |
| Other Loans | RCONJ464 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $439K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 132 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 63 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 46 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 16 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 16 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 9 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 6 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · The Bank of Holyrood deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $36.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $36.1M |
| Total Transaction Accounts | RCON2215 | $22.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $18.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $17.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $13.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $13.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $9.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $9.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $6.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $5.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.0M |
| Total Brokered Deposits | RCON2365 | $5.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $4.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $563K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $437K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $284K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The Bank of Holyrood quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $70.5M |
| Quarterly Average of Total Loans | RCON3360 | $40.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $22.9M |
| Mortgage-backed Securities | RCONB559 | $14.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $12.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $10.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $10.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $8.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $8.2M |
| All Other Securities | RCONB560 | $7.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $7.3M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $5.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $608K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $67K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · The Bank of Holyrood derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · The Bank of Holyrood memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $509K |
| All Other Real Estate Owned: Farmland in Domestic Offices | RCON5509 | $128K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $92K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $2K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · The Bank of Holyrood past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $873K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $288K |
| Additions to Nonaccrual Assets | RCONC410 | $275K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $28K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $14K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $14K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Bank of Holyrood other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $70.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $59.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $39.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $18.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $11.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $822K |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $565K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,491 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 32 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 30 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The Bank of Holyrood regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The Bank of Holyrood regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $70.5M |
| Average total consolidated assets | RCOAKW03 | $70.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $43.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $12.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $11.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $11.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $11.8M |
| Retained Earnings | RCOAKW00 | $11.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $10.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $547K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $547K |
| Tier 2 Capital Before Deductions | RCOAP870 | $547K |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $300K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2817 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2692 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2692 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2017 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1668 |
Schedule RC-R, Part II: Risk-Weighted Assets (44 items)
About Schedule RC-R, Part II · The Bank of Holyrood risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $43.8M |
| Total Risk-weighted Assets | RCONG641 | $43.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $32.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $32.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $32.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $31.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $31.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $26.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $26.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $23.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $23.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $8.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $8.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $8.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $8.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $4.3M |
| Unconditionally Cancellable Commitments | RCONS540 | $3.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $3.1M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $3.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $2.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $2.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $1.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.7M |
| Total All Other Assets | RCOND981 | $1.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $972K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $309K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $153K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $133K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $116K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $34K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $34K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $34K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $28K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $21K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $13K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $10.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $10.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $10.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $200K |
| Other Comprehensive Income | RIADB511 | -$158K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · The Bank of Holyrood charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $173K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $160K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $28K |
| Recoveries on All Other Loans | RIAD4628 | $14K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $14K |
| Charge-offs on All Other Loans | RIAD4644 | $13K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $13K |
| Recoveries on Automobile Loans | RIADK133 | $8K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $5K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The Bank of Holyrood changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $677K |
| Allowance for Loan and Lease Losses | RIAD3123 | $652K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $173K |
Schedule RI-E: Explanations (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $78K |
| Accounting and Auditing Expenses | RIADF556 | $29K |
| Printing, Stationery, and Supplies | RIADC018 | $11K |
| Telecommunications Expense | RIADF559 | $8K |
| Directors' Fees | RIAD4136 | $7K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $7K |
| Consulting and Advisory Expense | RIADF557 | $4K |
| Other Real Estate Owned Expenses | RIADY923 | $3K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $3K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $1K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $1K |
| Legal Expense | RIAD4141 | $1K |
| Marketing and Other Professional Services | RIAD0497 | $1K |
The Bank of Holyrood call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Bank of Holyrood call report?
The The Bank of Holyrood call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Bank of Holyrood file?
The Bank of Holyrood files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Bank of Holyrood call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Bank of Holyrood has Federal Reserve RSSD ID 871358 and FDIC certificate number 9661. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Bank of Holyrood file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Bank of Holyrood financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9661) · FFIEC NIC profile (RSSD 871358)