Bank of Iberia: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 46.7% higher than in Q1 2026, at $8.3M. Bank of Iberia ranks 168th of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 62.10% (Q2 2026). Bank of Iberia reported 62.10% on loan-to-deposit ratio for Q2 2026, 5.53 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $14.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $29.8M |
| Fed funds sold and reverse repos | $8.3M |
| Fed funds sold and reverse repos to assets | 11.18% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.10% |
| Net loans and leases to deposits | 61.37% |
| Loans and leases to core deposits | 63.01% |
| Core deposits to total deposits | 98.55% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.23% | 96.65% | $0 | $0 |
| Q4 2023 | 62.75% | 95.81% | $0 | $0 |
| Q1 2024 | 63.06% | 95.80% | $0 | $0 |
| Q2 2024 | 65.70% | 96.28% | $0 | $0 |
| Q3 2024 | 68.71% | 97.90% | $0 | $0 |
| Q4 2024 | 67.34% | 97.89% | $0 | $0 |
| Q1 2025 | 65.50% | 97.94% | $0 | $0 |
| Q2 2025 | 66.70% | 97.54% | $0 | $0 |
| Q3 2025 | 67.29% | 97.67% | $0 | $0 |
| Q4 2025 | 66.74% | 98.51% | $0 | $0 |
| Q1 2026 | 65.46% | 98.54% | $0 | $0 |
| Q2 2026 | 62.10% | 98.55% | $0 | $0 |
Bank of Iberia liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Iberia, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Iberia profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8584) · FFIEC NIC profile (RSSD 790150)