Bank of Iberia: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Iberia of Iberia, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.72% | 3.14% | -2.42% | 35th below |
| ROAE | 8.24% | 10.42% | -2.18% | 49th below |
| Net Interest Margin | 5.09% | 3.93% | +1.16% | 89th top |
| Efficiency Ratio | 81.48% | 76.29% | +5.19% | 28th below |
| PPNR / Avg Assets | 0.92% | 1.40% | -0.48% | 35th below |
| Yield on Earning Assets | 6.06% | 5.35% | +0.71% | 79th top |
| Cost of Funds | 1.03% | 1.71% | -0.68% | 78th top |
| Net Interest Spread | 4.73% | 3.31% | +1.42% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.11% | 1.34% | -0.23% | 28th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.71% | -0.09% | 28th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.11% | -0.07% | 21st bottom |
| ACL / Total Loans | 1.17% | 1.49% | -0.32% | 43rd below |
| ACL / NPLs (Coverage) | 105.70% | 866.45% | -760.75% | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.55% | 8.25% | -1.70% | 29th below |
| Provision / NCO | 16.67% | 315.87% | -299.20% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 16.16% | 62.06% | -45.90% | 28th below |
| Tier 1 Ratio | 16.16% | 62.06% | -45.90% | 28th below |
| Total Capital Ratio | 17.33% | 63.03% | -45.70% | 29th below |
| Leverage Ratio | 9.13% | 17.62% | -8.49% | 11th bottom |
| Equity / Assets | 8.77% | 16.44% | -7.67% | 14th bottom |
| TCE / Tangible Assets | 8.77% | 16.19% | -7.42% | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.10% | 72.85% | -10.75% | 57th above |
| Core Deposit Ratio | 98.55% | 88.19% | +10.36% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.43% | 4.30% | +1.13% | 65th above |
| Loan Growth (Y/Y) | -2.20% | 6.74% | -8.94% | 30th below |
| Deposit Growth (Y/Y) | 5.06% | 3.77% | +1.29% | 66th above |
See Bank of Iberia's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Iberia, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Iberia profile, how to read a UBPR, or how this data updates.