Bank of Jamestown: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.39 percentage points in Q2 2026, from 22.86% to 25.25%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Bank of Jamestown is 77th of 120 on total deposits, $192.2M as of Q2 2026, below the middle of the field. Bank of Jamestown reported $192.2M on total deposits for Q2 2026, 31% below the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $192.2M |
| Domestic office deposits | $192.2M |
| Foreign office deposits | — |
| Deposits to total assets | 72.87% |
| Deposits to total liabilities | 83.31% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $48.8M |
| Savings deposits | $23.6M |
| Transaction accounts to domestic deposits | 43.16% |
| Time deposits | $43K |
| Time deposits under $100k | $31.2M |
| Time deposits $100k to $250k | $36.6M |
| Time deposits over $250k | $14.4M |
| Noninterest-bearing share of deposits | 25.25% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $177.8M |
| Core deposits to total deposits | 92.49% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.20% |
| Interest expense on deposits | $803K |
| Loans and leases to core deposits | 88.77% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $172.0M | 95.72% | 0.00% | 1.37% |
| Q4 2023 | $172.5M | 95.73% | 0.00% | 1.55% |
| Q1 2024 | $180.1M | 93.66% | 0.00% | 1.76% |
| Q2 2024 | $185.1M | 93.19% | 0.00% | 2.04% |
| Q3 2024 | $179.6M | 92.82% | 0.00% | 2.18% |
| Q4 2024 | $184.5M | 92.71% | 0.00% | 2.20% |
| Q1 2025 | $185.2M | 92.86% | 0.00% | 2.12% |
| Q2 2025 | $190.7M | 92.58% | 0.00% | 2.05% |
| Q3 2025 | $191.2M | 92.02% | 0.00% | 2.22% |
| Q4 2025 | $192.3M | 91.90% | 0.00% | 2.19% |
| Q1 2026 | $192.5M | 91.78% | 0.00% | 2.15% |
| Q2 2026 | $192.2M | 92.49% | 0.00% | 2.20% |
Bank of Jamestown deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Jamestown, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Jamestown profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8118) · FFIEC NIC profile (RSSD 567240)