Bank of Jamestown: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Jamestown of Jamestown, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.35% | -0.06% | 52nd above |
| ROAE | 9.98% | 12.05% | -2.07% | 36th below |
| Net Interest Margin | 3.64% | 3.90% | -0.26% | 34th below |
| Efficiency Ratio | 53.91% | 63.15% | -9.24% | 72nd above |
| PPNR / Avg Assets | 1.73% | 1.64% | +0.09% | 58th above |
| Yield on Earning Assets | 5.37% | 5.65% | -0.28% | 38th below |
| Cost of Funds | 1.96% | 1.85% | +0.11% | 40th below |
| Net Interest Spread | 2.93% | 3.35% | -0.42% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.23% | 0.92% | -0.69% | 62nd above |
| NPA / Total Assets | 0.14% | 0.67% | -0.53% | 65th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.13% | 0.15% | -0.02% | 17th bottom |
| ACL / Total Loans | 1.48% | 1.28% | +0.20% | 77th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 649.72% | 1645.56% | -995.84% | 76th top |
| Texas Ratio | 1.08% | 7.15% | -6.07% | 71st above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 333.96% | 1189.72% | -855.76% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.96% | 12.46% | +0.50% | 75th top |
| Equity / Assets | 12.53% | 11.67% | +0.86% | 75th top |
| TCE / Tangible Assets | 12.53% | 11.40% | +1.13% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.11% | 78.64% | +3.47% | 47th below |
| Core Deposit Ratio | 92.49% | 87.09% | +5.40% | 70th above |
| Wholesale Funding Ratio | 14.25% | 5.11% | +9.14% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.03% | 6.48% | -4.45% | 33rd below |
| Loan Growth (Y/Y) | -1.63% | 7.64% | -9.27% | 16th bottom |
| Deposit Growth (Y/Y) | 0.79% | 6.02% | -5.23% | 28th below |
See Bank of Jamestown's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Jamestown, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Jamestown profile, how to read a UBPR, or how this data updates.