The Bank of Kaukauna: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 6.9% from Q1 2026 to Q2 2026, ending at $146.8M against $137.3M. It was the largest change among the key lines on this page. On CET1 ratio, The Bank of Kaukauna is 8th from the bottom among 85 Wisconsin banks, 10.70% (Q2 2026). The Bank of Kaukauna reported 10.70% on CET1 ratio for Q2 2026, 4.37 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.70% |
| Tier 1 risk-based capital ratio | 10.70% |
| Total risk-based capital ratio | 11.75% |
| Tier 1 leverage ratio | 8.90% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $15.7M |
| Tier 1 capital | $15.7M |
| Total risk-based capital | $17.2M |
| Total equity capital | $14.3M |
| Risk-weighted assets | $146.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.13% |
| Tangible equity to tangible assets | 8.13% |
| Equity capital to average assets | 8.11% |
| Internal capital growth rate | 9.68% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $401K |
| Common stock surplus | $8.2M |
| Retained earnings | $6.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$743K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.56% | 11.56% | 12.81% | 8.26% | $105.7M |
| Q4 2023 | 10.84% | 10.84% | 12.02% | 8.23% | $112.7M |
| Q1 2024 | 11.50% | 11.50% | 12.65% | 8.75% | $114.9M |
| Q2 2024 | 10.82% | 10.82% | 11.94% | 9.05% | $121.3M |
| Q3 2024 | 10.76% | 10.76% | 11.90% | 8.64% | $125.2M |
| Q4 2024 | 10.65% | 10.65% | 11.75% | 8.38% | $130.8M |
| Q1 2025 | 10.76% | 10.76% | 11.88% | 7.94% | $130.9M |
| Q2 2025 | 11.21% | 11.21% | 12.37% | 8.58% | $129.4M |
| Q3 2025 | 11.27% | 11.27% | 12.40% | 8.47% | $131.4M |
| Q4 2025 | 10.49% | 10.49% | 11.53% | 8.38% | $144.8M |
| Q1 2026 | 11.11% | 11.11% | 12.22% | 8.49% | $137.3M |
| Q2 2026 | 10.70% | 10.70% | 11.75% | 8.90% | $146.8M |
The Bank of Kaukauna regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Kaukauna, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Kaukauna profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15228) · FFIEC NIC profile (RSSD 380944)