The Bank of Kaukauna: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 82.2% in Q2 2026, from $4.6M to $8.4M. It was the largest change from Q1 2026 among the key lines here. The Bank of Kaukauna ranks 87th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 86.37% (Q2 2026). The Bank of Kaukauna reported 86.37% on loan-to-deposit ratio for Q2 2026, 5.54 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.9M |
| Fed funds sold and reverse repos | $8.4M |
| Fed funds sold and reverse repos to assets | 4.77% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $6.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.69% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.37% |
| Net loans and leases to deposits | 85.43% |
| Loans and leases to core deposits | 88.53% |
| Core deposits to total deposits | 97.57% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.20% | 88.79% | $0 | $0 |
| Q4 2023 | 77.18% | 90.37% | $0 | $0 |
| Q1 2024 | 82.29% | 89.69% | $0 | $0 |
| Q2 2024 | 84.71% | 90.42% | $0 | $0 |
| Q3 2024 | 82.74% | 94.25% | $0 | $0 |
| Q4 2024 | 77.99% | 94.46% | $0 | $0 |
| Q1 2025 | 79.39% | 94.54% | $0 | $6.5M |
| Q2 2025 | 82.36% | 94.46% | $0 | $6.5M |
| Q3 2025 | 76.93% | 95.16% | $0 | $6.5M |
| Q4 2025 | 74.67% | 96.50% | $0 | $6.5M |
| Q1 2026 | 87.68% | 96.61% | $0 | $6.5M |
| Q2 2026 | 86.37% | 97.57% | $0 | $6.5M |
The Bank of Kaukauna liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Kaukauna, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Kaukauna profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15228) · FFIEC NIC profile (RSSD 380944)