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Bank of Lake Mills: Tier 1 Risk-Based Capital Ratio

12.81% Ranks #1,478 of 2,133 U.S. banks · 31st percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Lake Mills reported a tier 1 risk-based capital ratio of 12.81% as of Q2 2026, ranking #1,478 of 2,133 U.S. banks (31st percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.81%
Q1 2026 11.32%
Q4 2025 12.54%
Q3 2025 13.78%
Q2 2025 17.27%
Q1 2025 12.63%
Q4 2024 14.60%
Q3 2024 13.82%
Q2 2024 18.23%
Q1 2024 15.79%
Q4 2023 18.80%
Q3 2023 16.19%

National Context

Latest value 12.81%
National rank#1,478 of 2,133
Percentile 31st
12-quarter low11.32%
12-quarter high18.80%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Bank of Lake Mills's Tier 1 Risk-Based Capital Ratio?

Bank of Lake Mills's Tier 1 Risk-Based Capital Ratio was 12.81% as of Q2 2026, ranking #1478 of 2,133 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Lake Mills profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8695) · FFIEC NIC profile (RSSD 477349)