Bank of Lindsay: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Lindsay of Lindsay, NE against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.65% | 1.25% | -0.60% | 8th bottom |
| ROAE | 6.61% | 13.21% | -6.60% | 11th bottom |
| Net Interest Margin | 3.46% | 3.95% | -0.49% | 19th bottom |
| Efficiency Ratio | 79.14% | 61.29% | +17.85% | 6th bottom |
| PPNR / Avg Assets | 0.83% | — | — | 6th bottom |
| Yield on Earning Assets | 6.01% | 5.68% | +0.33% | 72nd above |
| Cost of Funds | 3.12% | 1.88% | +1.24% | 2nd bottom |
| Net Interest Spread | 3.15% | — | — | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 95th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 60th above |
| ACL / Total Loans | 0.90% | — | — | 11th bottom |
| Texas Ratio | 0.00% | 7.37% | -7.37% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.53% | 17.08% | -6.55% | 2nd bottom |
| Tier 1 Ratio | 10.53% | 17.11% | -6.58% | 2nd bottom |
| Total Capital Ratio | 11.36% | — | — | 2nd bottom |
| Leverage Ratio | 10.25% | 11.73% | -1.48% | 28th below |
| Equity / Assets | 9.22% | 10.97% | -1.75% | 33rd below |
| TCE / Tangible Assets | 9.22% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 123.21% | 80.71% | +42.50% | 2nd bottom |
| Core Deposit Ratio | 64.73% | 86.89% | -22.16% | 0th bottom |
| Wholesale Funding Ratio | 22.71% | — | — | 0th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.53% | — | — | 69th above |
| Loan Growth (Y/Y) | 0.32% | — | — | 21st bottom |
| Deposit Growth (Y/Y) | 6.88% | — | — | 70th above |
See Bank of Lindsay's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Lindsay, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Lindsay profile, how to read a UBPR, or how this data updates.