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Bank of Louisiana: Efficiency Ratio

10.96% Ranks #3 of 3,644 U.S. banks · 100th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Louisiana reported a efficiency ratio of 10.96% as of Q2 2026, ranking #3 of 3,644 U.S. banks (100th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 10.96%
Q1 2026 100.24%
Q4 2025 101.86%
Q3 2025 98.33%
Q2 2025 99.68%
Q1 2025 65.34%
Q4 2024 157.33%
Q3 2024 49.16%
Q2 2024 94.31%
Q1 2024 96.00%
Q4 2023 99.67%
Q3 2023 98.15%

National Context

Latest value 10.96%
National rank#3 of 3,644
Percentile 100th
12-quarter low10.96%
12-quarter high157.33%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Bank of Louisiana's Efficiency Ratio?

Bank of Louisiana's Efficiency Ratio was 10.96% as of Q2 2026, ranking #3 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Louisiana profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17878) · FFIEC NIC profile (RSSD 271136)