Bank of Mauston: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 21.9% lower than in Q1 2026, at $33.3M. Within Wisconsin, Bank of Mauston is 131st of 153 on loan-to-deposit ratio, 67.37% as of Q2 2026, below the middle of the field. Bank of Mauston reported 67.37% on loan-to-deposit ratio for Q2 2026, 13.47 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $176.8M |
| Fed funds sold and reverse repos | $121K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.37% |
| Net loans and leases to deposits | 66.10% |
| Loans and leases to core deposits | 77.28% |
| Core deposits to total deposits | 87.18% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 70.70% | 85.72% | $5.8M | $15.0M |
| Q4 2023 | 67.32% | 85.83% | $4.6M | $15.0M |
| Q1 2024 | 68.97% | 84.50% | $5.2M | $15.0M |
| Q2 2024 | 69.45% | 83.78% | $2.3M | $15.0M |
| Q3 2024 | 69.46% | 84.65% | $1.9M | $15.0M |
| Q4 2024 | 66.97% | 85.41% | $1.3M | $0 |
| Q1 2025 | 69.52% | 85.14% | $462K | $0 |
| Q2 2025 | 70.02% | 85.41% | $897K | $0 |
| Q3 2025 | 69.33% | 84.74% | $1.3M | $0 |
| Q4 2025 | 67.48% | 85.66% | $0 | $0 |
| Q1 2026 | 67.81% | 85.90% | $0 | $0 |
| Q2 2026 | 67.37% | 87.18% | $0 | $0 |
Bank of Mauston liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Mauston, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Mauston profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12327) · FFIEC NIC profile (RSSD 601443)