Bank of Mauston: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Mauston of Mauston, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.92% | 1.34% | +1.58% | 97th top |
| ROAE | 21.64% | 12.05% | +9.59% | 91st top |
| Net Interest Margin | 3.80% | 3.90% | -0.10% | 42nd below |
| Efficiency Ratio | 35.12% | 63.16% | -28.04% | 98th top |
| PPNR / Avg Assets | 2.92% | 1.64% | +1.28% | 95th top |
| Yield on Earning Assets | 5.41% | 5.65% | -0.24% | 40th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.82% | 1.85% | -0.03% | 49th below |
| Net Interest Spread | 3.36% | 3.35% | +0.01% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.92% | -0.91% | 84th top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 85th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.88% | 1.28% | +0.60% | 92nd top |
| ACL / NPLs (Coverage) | 17950.00% | 1638.20% | +16311.80% | — |
| Texas Ratio | 0.77% | 7.15% | -6.38% | 76th top |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.75% | 12.46% | +2.29% | 85th top |
| Equity / Assets | 13.40% | 11.67% | +1.73% | 81st top |
| TCE / Tangible Assets | 13.39% | 11.40% | +1.99% | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.37% | 78.65% | -11.28% | 74th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.18% | 87.09% | +0.09% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.04% | 6.47% | -0.43% | 62nd above |
| Loan Growth (Y/Y) | 1.78% | 7.64% | -5.86% | 30th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.78% | 6.02% | -0.24% | 63rd above |
See Bank of Mauston's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Mauston, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Mauston profile, how to read a UBPR, or how this data updates.