The Bank of Milan: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets rose 0.64 percentage points from Q1 2026 to Q2 2026, ending at 7.29% against 6.65%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.52% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.8M |
| Tier 1 capital | $9.8M |
| Total risk-based capital | — |
| Total equity capital | $7.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.41% |
| Tangible equity to tangible assets | 7.41% |
| Equity capital to average assets | 7.29% |
| Internal capital growth rate | 2.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $350K |
| Common stock surplus | $4.1M |
| Retained earnings | $5.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.49% | 13.49% | 13.87% | 8.29% | $60.2M |
| Q4 2023 | 13.43% | 13.43% | 13.81% | 8.05% | $59.9M |
| Q1 2024 | 13.97% | 13.97% | 14.36% | 8.18% | $59.1M |
| Q2 2024 | 14.17% | 14.17% | 14.56% | 8.43% | $58.8M |
| Q3 2024 | 14.25% | 14.25% | 14.64% | 8.50% | $59.0M |
| Q4 2024 | 14.17% | 14.17% | 14.55% | 7.76% | $58.9M |
| Q1 2025 | 15.48% | 15.48% | 15.88% | 7.86% | $55.9M |
| Q2 2025 | 14.92% | 14.92% | 15.30% | 7.90% | $58.9M |
| Q3 2025 | 15.61% | 15.61% | 16.00% | 7.90% | $57.2M |
| Q4 2025 | 15.22% | 15.22% | 15.74% | 7.89% | $59.0M |
| Q1 2026 | 16.01% | 16.01% | 16.52% | 8.83% | $60.8M |
| Q2 2026 | — | — | — | 9.52% | — |
The Bank of Milan regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Milan, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Milan profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33851) · FFIEC NIC profile (RSSD 2123930)