The Bank of Milan: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Milan of Milan, TN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.13% | 1.34% | -0.21% | 41st below |
| ROAE | 15.70% | 13.32% | +2.38% | 70th above |
| Net Interest Margin | 3.50% | 3.93% | -0.43% | 27th below |
| Efficiency Ratio | 64.17% | 61.13% | +3.04% | 41st below |
| PPNR / Avg Assets | 1.29% | 1.68% | -0.39% | 33rd below |
| Yield on Earning Assets | 4.77% | 5.67% | -0.90% | 15th bottom |
| Cost of Funds | 1.28% | 1.88% | -0.60% | 81st top |
| Net Interest Spread | 3.13% | 3.32% | -0.19% | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.99% | 0.94% | +0.05% | 28th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.61% | 0.70% | -0.09% | 33rd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.51% | 1.28% | -0.77% | 3rd bottom |
| ACL / NPLs (Coverage) | 50.98% | 1546.28% | -1495.30% | 11th bottom |
| Texas Ratio | 7.84% | 7.34% | +0.50% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.52% | 12.14% | -2.62% | 22nd bottom |
| Equity / Assets | 7.41% | 11.37% | -3.96% | 9th bottom |
| TCE / Tangible Assets | 7.41% | 11.08% | -3.67% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.31% | 80.66% | -11.35% | 72nd above |
| Core Deposit Ratio | 96.45% | 86.85% | +9.60% | 91st top |
| Wholesale Funding Ratio | 3.57% | 5.04% | -1.47% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -10.14% | 6.84% | -16.98% | 2nd bottom |
| Loan Growth (Y/Y) | 9.01% | 7.92% | +1.09% | 70th above |
| Deposit Growth (Y/Y) | -12.70% | 6.29% | -18.99% | 1st bottom |
See The Bank of Milan's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Milan, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Milan profile, how to read a UBPR, or how this data updates.