The Bank of New Glarus: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 82.1% lower than in Q1 2026, at $3.7M. Within Wisconsin, The Bank of New Glarus is 45th of 153 on loan-to-deposit ratio, 96.74% as of Q2 2026, above the middle of the field. The Bank of New Glarus reported 96.74% on loan-to-deposit ratio for Q2 2026, 15.90 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $14.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $152.5M |
| Fed funds sold and reverse repos | $3.7M |
| Fed funds sold and reverse repos to assets | 0.45% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.6M |
| Other borrowed money | $82.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.98% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.74% |
| Net loans and leases to deposits | 95.49% |
| Loans and leases to core deposits | 102.99% |
| Core deposits to total deposits | 93.93% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.47% | 92.09% | $10.7M | $32.0M |
| Q4 2023 | 88.24% | 92.00% | $7.3M | $36.0M |
| Q1 2024 | 90.46% | 91.34% | $6.9M | $41.0M |
| Q2 2024 | 90.10% | 89.93% | $15.2M | $59.0M |
| Q3 2024 | 94.66% | 91.73% | $8.5M | $97.0M |
| Q4 2024 | 92.93% | 91.82% | $2.7M | $95.0M |
| Q1 2025 | 96.47% | 92.82% | $4.9M | $93.0M |
| Q2 2025 | 97.82% | 93.51% | $2.7M | $96.1M |
| Q3 2025 | 99.62% | 93.62% | $12.7M | $91.1M |
| Q4 2025 | 97.13% | 93.45% | $3.8M | $89.1M |
| Q1 2026 | 94.91% | 93.41% | $4.9M | $89.1M |
| Q2 2026 | 96.74% | 93.93% | $4.6M | $82.1M |
The Bank of New Glarus liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of New Glarus, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of New Glarus profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10378) · FFIEC NIC profile (RSSD 797140)