The Bank of New Glarus: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.16 percentage points to 4.18%. The Bank of New Glarus ranks 40th of 153 Wisconsin banks on net interest margin, in the upper half at 4.18% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. The Bank of New Glarus sits 0.23 points higher, at 4.18% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.21% |
| Yield on loans | 7.00% |
| Yield on securities | 3.11% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.19% |
| Cost of interest-bearing deposits | 2.51% |
| Cost of interest-bearing liabilities | 2.65% |
| Cost of borrowings | 3.43% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.18% |
| Yield to cost spread | 3.56% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $10.8M |
| Total interest expense | $4.0M |
| Interest expense on deposits | $3.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.98% | 1.79% | 3.28% | 6.12% | 1.93% |
| Q4 2023 | 5.22% | 2.06% | 3.33% | 6.27% | 2.08% |
| Q1 2024 | 5.39% | 2.23% | 3.28% | 6.42% | 2.16% |
| Q2 2024 | 6.01% | 2.34% | 3.75% | 6.94% | 2.66% |
| Q3 2024 | 6.02% | 2.45% | 3.65% | 6.92% | 2.99% |
| Q4 2024 | 6.11% | 2.55% | 3.79% | 7.04% | 2.89% |
| Q1 2025 | 5.99% | 2.46% | 3.79% | 6.84% | 2.94% |
| Q2 2025 | 6.24% | 2.31% | 4.04% | 7.11% | 2.80% |
| Q3 2025 | 6.33% | 2.31% | 4.14% | 7.15% | 2.89% |
| Q4 2025 | 6.19% | 2.29% | 4.04% | 6.96% | 3.00% |
| Q1 2026 | 6.12% | 2.21% | 4.02% | 6.90% | 3.02% |
| Q2 2026 | 6.21% | 2.19% | 4.18% | 7.00% | 3.11% |
The Bank of New Glarus yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of New Glarus, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of New Glarus profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10378) · FFIEC NIC profile (RSSD 797140)