Bank of New Hampshire: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 87.0% higher than in Q1 2026, at $37.1M. Bank of New Hampshire ranks 10th of 16 New Hampshire banks on loan-to-deposit ratio, in the lower half at 93.03% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Bank of New Hampshire sits 4.82 points higher, at 93.03% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $169.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $459.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $37.1M |
| Other borrowed money | $4.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.14% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.03% |
| Net loans and leases to deposits | 91.78% |
| Loans and leases to core deposits | 98.93% |
| Core deposits to total deposits | 86.74% |
| Brokered deposits to total deposits | 7.29% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.63% | 92.47% | $23.6M | $61.0M |
| Q4 2023 | 94.66% | 91.60% | $52.5M | $61.0M |
| Q1 2024 | 95.64% | 91.37% | $30.3M | $61.0M |
| Q2 2024 | 96.80% | 91.51% | $34.9M | $61.3M |
| Q3 2024 | 95.34% | 88.87% | $26.5M | $61.2M |
| Q4 2024 | 92.82% | 85.38% | $52.2M | $3.1M |
| Q1 2025 | 92.25% | 85.92% | $33.1M | $3.1M |
| Q2 2025 | 95.07% | 87.73% | $47.4M | $4.1M |
| Q3 2025 | 91.35% | 86.98% | $31.3M | $4.1M |
| Q4 2025 | 92.51% | 86.25% | $54.4M | $4.1M |
| Q1 2026 | 88.76% | 86.99% | $19.9M | $4.1M |
| Q2 2026 | 93.03% | 86.74% | $37.1M | $4.1M |
Bank of New Hampshire liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of New Hampshire, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of New Hampshire profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18012) · FFIEC NIC profile (RSSD 265407)