Bank of New Hampshire: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of New Hampshire of Laconia, NH against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.46% | -0.44% | 31st below |
| ROAE | 8.73% | 12.70% | -3.97% | 24th bottom |
| Net Interest Margin | 3.33% | 3.85% | -0.52% | 28th below |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 57.71% | 57.40% | +0.31% | 52nd above |
| PPNR / Avg Assets | 1.58% | 1.88% | -0.30% | 41st below |
| Yield on Earning Assets | 4.91% | 5.72% | -0.81% | 17th bottom |
| Cost of Funds | 1.73% | 2.02% | -0.29% | 67th above |
| Net Interest Spread | 2.76% | 3.18% | -0.42% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.24% | 1.00% | +1.24% | 9th bottom |
| NPA / Total Assets | 1.78% | 0.76% | +1.02% | 8th bottom |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 65th above |
| ACL / Total Loans | 1.33% | 1.31% | +0.02% | 74th above |
| ACL / NPLs (Coverage) | 59.43% | 564.92% | -505.49% | 13th bottom |
| Texas Ratio | 14.57% | 7.38% | +7.19% | 12th bottom |
| Provision / NCO | 8369.57% | 608.59% | +7760.98% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.75% | 17.34% | -3.59% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.75% | 17.37% | -3.62% | 55th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.00% | 18.42% | -3.42% | 57th above |
| Leverage Ratio | 12.08% | 11.44% | +0.64% | 77th top |
| Equity / Assets | 12.10% | 11.33% | +0.77% | 77th top |
| TCE / Tangible Assets | 11.28% | 10.50% | +0.78% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.03% | 86.95% | +6.08% | 35th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.74% | 85.55% | +1.19% | 40th below |
| Uninsured Deposit Ratio | 18.99% | 33.14% | -14.15% | 85th top |
| Wholesale Funding Ratio | 1.47% | 5.71% | -4.24% | 75th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.11% | 9.68% | -3.57% | 56th above |
| Loan Growth (Y/Y) | 3.62% | 8.06% | -4.44% | 39th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.90% | 7.88% | -1.98% | 57th above |
See Bank of New Hampshire's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of New Hampshire, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of New Hampshire profile, how to read a UBPR, or how this data updates.