Bank call report · Odessa, MO
Bank of Odessa Call Report
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Bank of Odessa filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 357 reported line items, schedule by schedule (894 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 819453 |
| FDIC certificate number | 9803 |
| Total assets | $667.1M |
Official Q2 2026 call report PDF (FFIEC) →
Bank of Odessa call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Bank of Odessa balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $667.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $667.1M |
| Total Liabilities and Minority Interest | RCON2948 | $575.5M |
| Total Deposits | RCON2200 | $567.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $504.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $455.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $449.8M |
| Interest-bearing Balances | RCON0071 | $94.2M |
| Total Equity Capital | RCON3210 | $91.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $91.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $86.7M |
| Deposits: Noninterest-bearing | RCON6631 | $62.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $48.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $48.4M |
| Held-to-maturity Securities, Total | RCON1754 | $48.4M |
| Other Assets | RCON2160 | $11.6M |
| Federal Funds Sold | RCONB987 | $8.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.0M |
| Other Borrowed Money | RCON3190 | $5.0M |
| Other Liabilities, Total | RCON2930 | $3.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.4M |
| Common Stock | RCON3230 | $3.1M |
| Surplus | RCON3839 | $1.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.8M |
| Other Real Estate Owned | RCON2150 | $927K |
| Accumulated Other Comprehensive Income | RCONB530 | -$99K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Bank of Odessa income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $21.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $17.9M |
| Net Interest Income | RIAD4074 | $13.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.8M |
| Total Interest Expense | RIAD4073 | $8.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.8M |
| Net Income (Loss) | RIAD4340 | $6.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.7M |
| Total Noninterest Expense | RIAD4093 | $4.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.5M |
| Salaries and Employee Benefits | RIAD4135 | $2.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.3M |
| Applicable Income Taxes | RIAD4302 | $2.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.9M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $639K |
| Total Noninterest Income | RIAD4079 | $560K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $450K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $442K |
| Other Noninterest Income | RIADB497 | $411K |
| Provision for Loan and Lease Losses | RIAD4230 | $345K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $257K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $257K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $231K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $110K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $83K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $66K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $63K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $32K |
| Interest on Other Securities | RIAD4060 | $32K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 54 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (17 items)
About Schedule RC-B · Bank of Odessa securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Securities | RCON0416 | $76.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $49.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $48.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $48.2M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $47.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $47.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $47.8M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $47.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $46.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $39.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $10.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $1.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $630K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $629K |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $455K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $455K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $304K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Bank of Odessa loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $455.8M |
| Pledged Loans and Leases | RCONG378 | $287.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $214.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $191.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $144.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $93.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $67.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $58.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $50.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $43.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $39.0M |
| Commercial and Industrial Loans | RCON1766 | $34.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $34.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $27.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $21.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $21.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $21.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $18.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $17.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $7.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $6.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $5.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $4.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $887K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $576K |
| All Other Lease Financing Receivables | RCONF163 | $507K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $507K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $227K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $144K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $144K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $83K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $36.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $16.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $13.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $10.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $8.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $6.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $3.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $208K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 674 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 104 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 103 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 99 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 91 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 56 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 55 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 52 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 33 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 31 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 15 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Bank of Odessa deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $457.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $403.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $173.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $169.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $114.2M |
| Total Transaction Accounts | RCON2215 | $109.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $98.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $96.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $94.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $79.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $73.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $60.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $55.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $53.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $39.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $33.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $25.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $21.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $12.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $11.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $11.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $580K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $184K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $5.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.9M |
| Net Deferred Tax Assets | RCON2148 | $1.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $615K |
| Other Assets | RCON2168 | $435K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $184K |
| Other Repossessed Assets (Net) | RCON1578 | $137K |
| Prepaid Expenses | RCON2166 | $114K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.9M |
| All Other Liabilities | RCON2938 | $383K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $168K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $121K |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $120K |
| Other Expenses Accrued and Unpaid | RCON3646 | $72K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Bank of Odessa quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $670.4M |
| Quarterly Average of Total Loans | RCON3360 | $452.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $238.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $211.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $189.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $156.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $103.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $95.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $62.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $46.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $43.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $13.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $5.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $5.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.7M |
| All Other Securities | RCONB560 | $1.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $507K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Bank of Odessa derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $15.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $14.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $11.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $7.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $355K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Bank of Odessa memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $5.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $5.0M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $802K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $125K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (37 items)
About Schedule RC-N · Bank of Odessa past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $15.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $7.2M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $5.3M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $2.9M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $2.6M |
| Additions to Nonaccrual Assets | RCONC410 | $1.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.1M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $720K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $691K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $643K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $533K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $532K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $488K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $461K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $430K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $402K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $391K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $295K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $267K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $251K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $199K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $165K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $123K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $96K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $96K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $69K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $47K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $42K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $42K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK126 | $34K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $34K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $17K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Bank of Odessa other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $670.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $570.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $351.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $193.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $91.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $21.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 15,239 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 885 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 311 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 7 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Bank of Odessa regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Bank of Odessa regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $670.4M |
| Average total consolidated assets | RCOAKW03 | $670.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $373.9M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $96.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $91.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $91.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $91.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $91.6M |
| Retained Earnings | RCOAKW00 | $86.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $4.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$99K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$99K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2577 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2451 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2451 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1777 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1367 |
Schedule RC-R, Part II: Risk-Weighted Assets (49 items)
About Schedule RC-R, Part II · Bank of Odessa risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $375.3M |
| Total Risk-weighted Assets | RCONG641 | $373.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $267.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $267.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $256.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $241.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $238.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $209.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $209.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $208.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $208.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $192.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $192.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $104.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $97.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $96.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $48.4M |
| Total Held-to-maturity Securities | RCOND961 | $48.4M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $47.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $47.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $47.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $14.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $14.6M |
| Total All Other Assets | RCOND981 | $14.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $13.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $9.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $9.4M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $8.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $8.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$6.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $5.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $5.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.1M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $666K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $615K |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $455K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $433K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $355K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $355K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $355K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$130K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $100K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $97K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $14K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $91.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $90.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $90.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.8M |
| Other Comprehensive Income | RIADB511 | -$229K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · Bank of Odessa charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $685K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $177K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $150K |
| 1-4 Family Residential Construction Loans, Charge-offs | RIADC891 | $132K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $111K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $74K |
| Charge-offs on Automobile Loans | RIADK129 | $61K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $54K |
| Recoveries on Automobile Loans | RIADK133 | $38K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $35K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Bank of Odessa changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $6.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $685K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $105K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $678K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $280K |
| Telecommunications Expense | RIADF559 | $168K |
| Marketing and Other Professional Services | RIAD0497 | $155K |
| Consulting and Advisory Expense | RIADF557 | $109K |
Bank of Odessa call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of Odessa call report?
The Bank of Odessa call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of Odessa file?
Bank of Odessa files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of Odessa call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of Odessa has Federal Reserve RSSD ID 819453 and FDIC certificate number 9803. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of Odessa file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of Odessa financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9803) · FFIEC NIC profile (RSSD 819453)