Bank of Prairie Village: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 56.59 percentage points in Q2 2026, from 214.10% to 270.69%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Bank of Prairie Village is 82nd of 182 on loan-to-deposit ratio, 77.47% as of Q2 2026, above the middle of the field. Bank of Prairie Village reported 77.47% on loan-to-deposit ratio for Q2 2026, 3.47 points below the 80.94% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $122.7M |
| Net loans and leases | $121.5M |
| Loans held for sale | $0 |
| Loans to total assets | 69.87% |
| Loan-to-deposit ratio | 77.47% |
| Net loans to equity capital | 7.24% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 22.94% |
| Multifamily (5+ residential) | 8.39% |
| Commercial and industrial | 15.75% |
| Consumer | 0.61% |
| Credit cards | 0.00% |
| Farm | 0.19% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 270.69% |
| Construction concentration (Tier 1 capital + allowance) | 85.20% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.70% |
| Interest income on loans | $2.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $110.3M | $121.9M | 21.89% | 10.59% | 0.72% |
| Q4 2023 | $113.9M | $128.6M | 23.11% | 11.97% | 0.74% |
| Q1 2024 | $108.9M | $132.9M | 23.18% | 10.46% | 0.72% |
| Q2 2024 | $113.8M | $143.8M | 22.01% | 11.47% | 1.11% |
| Q3 2024 | $114.7M | $137.4M | 21.64% | 10.92% | 0.44% |
| Q4 2024 | $113.1M | $134.3M | 22.15% | 13.89% | 0.67% |
| Q1 2025 | $118.6M | $139.2M | 20.24% | 15.29% | 0.78% |
| Q2 2025 | $118.0M | $140.1M | 20.47% | 14.58% | 0.81% |
| Q3 2025 | $115.3M | $140.7M | 21.00% | 13.11% | 1.10% |
| Q4 2025 | $120.8M | $132.3M | 20.17% | 13.24% | 1.32% |
| Q1 2026 | $124.9M | $147.2M | 21.07% | 16.09% | 0.59% |
| Q2 2026 | $122.7M | $158.4M | 22.94% | 15.75% | 0.61% |
Bank of Prairie Village loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prairie Village, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prairie Village profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17671) · FFIEC NIC profile (RSSD 673851)