Bank of Prairie Village: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged down 0.08 percentage points between Q1 2026 and Q2 2026, to 4.44%. Within Kansas, Bank of Prairie Village is 42nd of 182 on net interest margin, 4.44% as of Q2 2026, above the middle of the field. Bank of Prairie Village reported 4.44% on net interest margin for Q2 2026, 0.49 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.00% |
| Yield on loans | 6.70% |
| Yield on securities | 2.48% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.65% |
| Cost of interest-bearing deposits | 2.16% |
| Cost of interest-bearing liabilities | 2.16% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.44% |
| Yield to cost spread | 3.84% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.1M |
| Total interest expense | $611K |
| Interest expense on deposits | $611K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.76% | 1.88% | 3.84% | 6.24% | 2.32% |
| Q4 2023 | 5.83% | 1.80% | 4.13% | 6.26% | 2.35% |
| Q1 2024 | 5.69% | 1.93% | 3.80% | 6.18% | 2.36% |
| Q2 2024 | 5.90% | 1.83% | 4.11% | 6.38% | 2.29% |
| Q3 2024 | 5.88% | 1.90% | 4.01% | 6.41% | 2.29% |
| Q4 2024 | 5.79% | 1.80% | 4.09% | 6.28% | 2.22% |
| Q1 2025 | 5.85% | 1.69% | 4.26% | 6.40% | 2.24% |
| Q2 2025 | 5.95% | 1.54% | 4.48% | 6.53% | 2.16% |
| Q3 2025 | 6.10% | 1.59% | 4.60% | 6.72% | 2.58% |
| Q4 2025 | 6.16% | 1.48% | 4.77% | 6.72% | 2.48% |
| Q1 2026 | 6.05% | 1.60% | 4.52% | 6.70% | 2.50% |
| Q2 2026 | 6.00% | 1.65% | 4.44% | 6.70% | 2.48% |
Bank of Prairie Village yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prairie Village, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prairie Village profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17671) · FFIEC NIC profile (RSSD 673851)