The Bank of Princeton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Princeton of Princeton, NJ against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.46% | -0.14% | 54th above |
| ROAE | 10.91% | 12.72% | -1.81% | 40th below |
| Net Interest Margin | 3.97% | 3.85% | +0.12% | 66th above |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 58.16% | 57.40% | +0.76% | 51st above |
| PPNR / Avg Assets | 1.63% | 1.88% | -0.25% | 44th below |
| Yield on Earning Assets | 6.20% | 5.72% | +0.48% | 82nd top |
| Cost of Funds | 2.21% | 2.02% | +0.19% | 36th below |
| Net Interest Spread | 3.36% | 3.18% | +0.18% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.21% | 1.00% | +0.21% | 27th below |
| NPA / Total Assets | 0.96% | 0.76% | +0.20% | 26th below |
| NCO / Avg Loans | -0.05% | 0.43% | -0.48% | 97th top |
| ACL / Total Loans | 1.13% | 1.31% | -0.18% | 46th below |
| ACL / NPLs (Coverage) | 92.83% | 543.75% | -450.92% | 26th below |
| Texas Ratio | 7.73% | 7.39% | +0.34% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.60% | 17.34% | -3.74% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.60% | 17.37% | -3.77% | 52nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.67% | 18.42% | -3.75% | 51st above |
| Leverage Ratio | 11.69% | 11.44% | +0.25% | 73rd above |
| Equity / Assets | 12.22% | 11.33% | +0.89% | 78th top |
| TCE / Tangible Assets | 11.56% | 10.50% | +1.06% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.30% | 86.95% | +4.35% | 40th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.44% | 85.55% | +1.89% | 43rd below |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 31.49% | 33.12% | -1.63% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.40% | 9.69% | -9.29% | 18th bottom |
| Loan Growth (Y/Y) | -3.68% | 8.07% | -11.75% | 7th bottom |
| Deposit Growth (Y/Y) | 0.08% | 7.88% | -7.80% | 19th bottom |
See The Bank of Princeton's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Princeton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Princeton profile, how to read a UBPR, or how this data updates.