The Bank of Princeton: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
The Bank of Princeton is the primary bank subsidiary of its parent holding company, headquartered in Princeton, NJ. Total assets stand at $2.3B. The bank posts a strong 1.32% ROA and 10.91% ROE. Regulatory capital is solid, 13.60% CET1 and 14.67% total risk-based capital ratio. Credit metrics are in line with industry norms, 1.21% NPL ratio. The Bank of Princeton operates a 36-branch network.
As of June 30, 2026, The Bank of Princeton reported a CET1 capital ratio of 13.60%, a return on assets of 1.32%, a nonperforming-loan ratio of 1.21%, a Texas ratio of 7.73%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 183 Bayard Ln, Princeton, NJ 08540
- County
- Mercer
- Metro Area
- Trenton-Princeton, NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- April 23, 2007
- Former names
- The Bank of Princeton (2019)
- Offices
- 36 domestic
- Employees (FTE)
- 237
- Domestic deposits
- $1.94B
- Allowance for credit losses
- $20.0M
- Net charge-offs (YTD)
- -$243K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 23, 2007
- FDIC Cert
- 58513
- Fed RSSD
- 3595271
- SEC CIK
- 1913971 → filed by PRINCETON BANCORP, INC.
- Website
- WWW.THEBANKOFPRINCETON.COM →
- Parent Holding Company
- PRINCETON BANCORP, INC. (RSSD 5756133) · BPRN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Dietzler Edward J | CEO | Chief Executive Officer |
| Rapp George S. | CFO | Chief Financial Officer |
| O'Donnell Daniel J. | COO | Chief Operating Officer |
| Clark Matthew T. | CIO | Chief Information Officer |
| Tonkovich Christopher | CCO | Chief Credit Officer |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full The Bank of Princeton terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock The Bank of Princeton, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
The Bank of Princeton rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.60% | 1.32% | 1.21% | 7.73% | 3.97% |
| Q1 2026 | 13.05% | 1.14% | 1.20% | 8.00% | 3.64% |
| Q4 2025 | 12.95% | 1.13% | 1.20% | 8.10% | 3.41% |
| Q3 2025 | 12.73% | 1.22% | 1.23% | 8.35% | 3.91% |
| Q2 2025 | 12.00% | 0.17% | 1.20% | 8.49% | 3.56% |
| Q1 2025 | 12.49% | 0.97% | 1.73% | 11.77% | 3.47% |
| Q4 2024 | 12.31% | 0.92% | 1.85% | 12.70% | 3.32% |
| Q3 2024 | 12.02% | -0.76% | 0.53% | 3.64% | 3.44% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 36 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Bank of Princeton | Princeton , NJ | 08540 | $210.8M |
| Pennington Branch | Pennington , NJ | 08534 | $138.7M |
| Hamilton Branch | Hamilton , NJ | 08619 | $127.4M |
| Browns Mills Branch | Browns Mills , NJ | 08015 | $85.3M |
| Montgomery Branch | Princeton , NJ | 08540 | $79.2M |
| Burlington City Branch | Burlington City , NJ | 08016 | $75.7M |
| Princeton Branch | Princeton , NJ | 08542 | $74.7M |
| Bordentown Branch | Bordentown , NJ | 08505 | $72.1M |
| Lawrenceville Branch | Lawrenceville , NJ | 08648 | $68.8M |
| Chesterfield Branch | Chesterfield , NJ | 08515 | $65.2M |
| North Wales Branch | North Wales , PA | 19454 | $62.0M |
| Lambertville Branch | Lambertville , NJ | 08530 | $61.1M |
| Cheltenham Branch | Philadelphia , PA | 19126 | $60.9M |
| Medford Branch | Medford , NJ | 08055 | $60.1M |
| Quakerbridge Road Branch Office | Hamilton , NJ | 08619 | $58.5M |
| The Bank of Princeton Cream Ridge | Cream Ridge , NJ | 08514 | $53.6M |
| Monroe Branch | Monroe Township , NJ | 08831 | $52.3M |
| Deptford Office | Sewell , NJ | 08080 | $49.3M |
| Cornerstone Bank Branch | Moorestown , NJ | 08057 | $48.5M |
| Sicklerville Branch | Sicklerville , NJ | 08081 | $46.1M |
| Lakewood Branch Office | Lakewood , NJ | 08701 | $44.8M |
| Fort Lee Branch | Fort Lee , NJ | 07024 | $38.4M |
| The Bank of Princeton - West Windsor Branch | West Windsor , NJ | 08550 | $34.0M |
| Cherry Hill Branch | Cherry Hill , NJ | 08002 | $33.7M |
| Flushing Branch | Flushing , NY | 11354 | $32.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 24, 2024 | Structure Change | Acquired Cornerstone Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 23, 2024 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 20, 2023 | Structure Change | Acquired Noah Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 19, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 30, 2010 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 30, 2010 | Structure Change | Acquired MoreBank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for The Bank of Princeton, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in NJ, rank 32 of 104 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 172 applications, 24 loans originated, $49.1M originated, across 5 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Bank of Princeton
What are The Bank of Princeton's total assets?
As of the Q2 2026 filing, The Bank of Princeton reported total assets of $2.25 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Bank of Princeton headquartered?
The Bank of Princeton is headquartered in Princeton, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was The Bank of Princeton founded?
The Bank of Princeton was established in 2007, per the FDIC institution directory.
Is The Bank of Princeton FDIC-insured?
Yes. The Bank of Princeton is an FDIC-insured commercial bank (FDIC Certificate #58513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Bank of Princeton?
The Bank of Princeton's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is The Bank of Princeton's CET1 capital ratio?
The Bank of Princeton reported a Common Equity Tier 1 (CET1) capital ratio of 13.60% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Bank of Princeton operate?
The Bank of Princeton operates 36 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Bank of Princeton's Texas Ratio?
The Bank of Princeton's Texas Ratio is 7.73% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was The Bank of Princeton previously called?
The charter now named The Bank of Princeton has also operated as The Bank of Princeton (2019), per FDIC structure-change records.
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