Bank call report · Lexington, KY
Bank of the Bluegrass and Trust Co. Call Report
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Bank of the Bluegrass and Trust Co. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 272 reported line items, schedule by schedule (475 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1006513 |
| FDIC certificate number | 21161 |
| Total assets | $407.0M |
Official Q2 2026 call report PDF (FFIEC) →
Bank of the Bluegrass and Trust Co. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Bank of the Bluegrass and Trust Co. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $407.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $407.0M |
| Total Liabilities and Minority Interest | RCON2948 | $369.5M |
| Total Deposits | RCON2200 | $346.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $308.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $303.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $271.8M |
| Deposits: Noninterest-bearing | RCON6631 | $74.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $62.6M |
| Total Equity Capital | RCON3210 | $37.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $37.5M |
| Surplus | RCON3839 | $21.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $21.8M |
| Other Borrowed Money | RCON3190 | $18.0M |
| Interest-bearing Balances | RCON0071 | $17.0M |
| Other Assets | RCON2160 | $12.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.6M |
| Other Liabilities, Total | RCON2930 | $5.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.5M |
| Federal Funds Sold | RCONB987 | $4.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.6M |
| Common Stock | RCON3230 | $400K |
| Loans and Leases Held for Sale | RCON5369 | $125K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Bank of the Bluegrass and Trust Co. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $10.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $9.5M |
| Net Interest Income | RIAD4074 | $7.2M |
| Total Noninterest Expense | RIAD4093 | $6.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.2M |
| Salaries and Employee Benefits | RIAD4135 | $4.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.0M |
| Total Interest Expense | RIAD4073 | $3.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.6M |
| Total Noninterest Income | RIAD4079 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.7M |
| Net Income (Loss) | RIAD4340 | $2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.7M |
| Other Noninterest Expense | RIAD4092 | $1.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.6M |
| Applicable Income Taxes | RIAD4302 | $894K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $663K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $640K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $593K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $514K |
| Other Interest Expense | RIADGW44 | $391K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $373K |
| Interest on Other Securities | RIAD4060 | $325K |
| Other Noninterest Income | RIADB497 | $319K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $296K |
| Noninterest income: Income from insurance activities | RIADHT74 | $263K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $188K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $186K |
| Provision for Loan and Lease Losses | RIAD4230 | $180K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $180K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $174K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $100K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $75K |
| Other Interest Income | RIAD4518 | $38K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $32K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $31K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 63 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Bank of the Bluegrass and Trust Co. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $29.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $26.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $71.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $26.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $24.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $22.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $15.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $14.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $12.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $8.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $5.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $3.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $1.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $908K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $250K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $203K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $137K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $137K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $136K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Bank of the Bluegrass and Trust Co. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $309.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $107.6M |
| Pledged Loans and Leases | RCONG378 | $93.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $91.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $57.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $55.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $52.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $51.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $49.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $41.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $40.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $34.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $31.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $24.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $18.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $17.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $15.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $14.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $12.6M |
| Commercial and Industrial Loans | RCON1766 | $8.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $8.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $4.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.1M |
| Unearned Income on Loans | RCON2123 | $241K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $46K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $43K |
| Other Loans | RCONJ464 | $27K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $30.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $677K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $439K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $231K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 73 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 44 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 33 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 20 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 14 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · Bank of the Bluegrass and Trust Co. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $197.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $197.0M |
| Total Transaction Accounts | RCON2215 | $149.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $149.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $108.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $101.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $40.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $32.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $24.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $21.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $18.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $15.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $15.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $13.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $7.6M |
| Total Brokered Deposits | RCON2365 | $6.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $3.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $3.3M |
| Total reciprocal deposits | RCONJH83 | $3.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $537K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $239K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.2M |
| Other Assets | RCON2168 | $2.9M |
| Net Deferred Tax Assets | RCON2148 | $2.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.3M |
| Accrued Interest Receivable | RCONB556 | $1.1M |
| Prepaid Expenses | RCON2166 | $212K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.7M |
| Deferred Compensation Liabilities | RCONC011 | $3.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $860K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $840K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $125K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $98K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Bank of the Bluegrass and Trust Co. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $407.7M |
| Quarterly Average of Total Loans | RCON3360 | $311.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $178.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $139.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $122.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $74.2M |
| Mortgage-backed Securities | RCONB559 | $45.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $42.1M |
| All Other Securities | RCONB560 | $26.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $19.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $16.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $14.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $9.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $5.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Bank of the Bluegrass and Trust Co. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $29.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $9.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.6M |
| Performance Standby Letters of Credit | RCON3821 | $187K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Bank of the Bluegrass and Trust Co. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $18.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $18.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $13.8M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · Bank of the Bluegrass and Trust Co. past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Bank of the Bluegrass and Trust Co. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $407.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $346.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $172.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $167.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $43.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 7,217 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 224 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 209 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Bank of the Bluegrass and Trust Co. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $407.7M |
| Average total consolidated assets | RCOAKW03 | $407.7M |
| Total Assets | RCOA2170 | $407.0M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $54.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $54.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $44.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $44.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $44.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $37.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $22.2M |
| Retained Earnings | RCOAKW00 | $21.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.6M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $187K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.133 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.108 |
Schedule RC-T: Fiduciary and Related Services (33 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $494.8M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $243.8M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $132.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $99.4M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $99.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $36.6M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $23.1M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $17.2M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $10.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $2.8M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $2.8M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $2.2M |
| Income from Fiduciary Activities | RIAD4070 | $1.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.6M |
| Personal Trust and Agency Accounts | RIADB904 | $1.3M |
| Other Retirement Accounts | RIADB907 | $384K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $160K |
| Employee Benefit-defined Contribution | RIADB905 | $41K |
| Employee Benefit-defined Benefit | RIADB906 | $6K |
| Custody and Safekeeping Accounts | RIADB909 | $3K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 485 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 183 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 168 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 168 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 131 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 33 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 14 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 11 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 8 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 8 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 3 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 2 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $37.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $36.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $36.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.1M |
| Other Comprehensive Income | RIADB511 | -$129K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Bank of the Bluegrass and Trust Co. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $12K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $10K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $9K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $7K |
| Charge-offs on All Other Loans | RIAD4644 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Bank of the Bluegrass and Trust Co. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $5.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $12K |
Bank of the Bluegrass and Trust Co. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of the Bluegrass and Trust Co. call report?
The Bank of the Bluegrass and Trust Co. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of the Bluegrass and Trust Co. file?
Bank of the Bluegrass and Trust Co. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of the Bluegrass and Trust Co. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of the Bluegrass and Trust Co. has Federal Reserve RSSD ID 1006513 and FDIC certificate number 21161. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of the Bluegrass and Trust Co. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of the Bluegrass and Trust Co. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 21161) · FFIEC NIC profile (RSSD 1006513)