Bank of the Plains: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.98 percentage points higher than in Q1 2026, at 92.29%. Within Kansas, Bank of the Plains is 70th of 182 on loan-to-deposit ratio, 81.42% as of Q2 2026, above the middle of the field. At 81.42%, Bank of the Plains's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $107.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $8.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.42% |
| Net loans and leases to deposits | 80.21% |
| Loans and leases to core deposits | 92.29% |
| Core deposits to total deposits | 88.22% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.03% | 86.69% | $0 | $21.8M |
| Q4 2023 | 76.36% | 85.77% | $0 | $30.6M |
| Q1 2024 | 75.38% | 85.67% | $0 | $18.2M |
| Q2 2024 | 78.94% | 84.93% | $0 | $16.7M |
| Q3 2024 | 82.10% | 83.58% | $0 | $18.6M |
| Q4 2024 | 89.53% | 84.46% | $0 | $41.9M |
| Q1 2025 | 82.33% | 85.47% | $0 | $15.6M |
| Q2 2025 | 80.33% | 86.14% | $0 | $12.0M |
| Q3 2025 | 82.45% | 86.82% | $0 | $10.1M |
| Q4 2025 | 82.90% | 87.75% | $0 | $10.1M |
| Q1 2026 | 78.22% | 88.57% | $0 | $8.5M |
| Q2 2026 | 81.42% | 88.22% | $0 | $8.5M |
Bank of the Plains liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of the Plains, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of the Plains profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18118) · FFIEC NIC profile (RSSD 302553)