Bank of the Plains: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of the Plains of Plains, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.34% | -0.13% | 46th below |
| ROAE Behind the peer average, ahead of the median peer. | 12.41% | 13.31% | -0.90% | 50th above |
| Net Interest Margin | 4.50% | 3.93% | +0.57% | 79th top |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 61.49% | 61.14% | +0.35% | 50th above |
| PPNR / Avg Assets | 1.70% | 1.68% | +0.02% | 56th above |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 1.74% | 1.88% | -0.14% | 54th above |
| Net Interest Spread | 4.09% | 3.32% | +0.77% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 0.94% | -0.50% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.70% | -0.29% | 43rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 45th below |
| ACL / Total Loans | 1.49% | 1.28% | +0.21% | 78th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 339.96% | 1539.24% | -1199.28% | 63rd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.18% | 7.33% | -3.15% | 46th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.85% | 19.51% | -7.66% | 16th bottom |
| Tier 1 Ratio | 11.85% | 19.54% | -7.69% | 16th bottom |
| Total Capital Ratio | 13.10% | 20.63% | -7.53% | 17th bottom |
| Leverage Ratio | 9.30% | 12.14% | -2.84% | 18th bottom |
| Equity / Assets | 9.84% | 11.37% | -1.53% | 42nd below |
| TCE / Tangible Assets | 8.89% | 11.09% | -2.20% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.42% | 80.64% | +0.78% | 48th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.22% | 86.86% | +1.36% | 45th below |
| Wholesale Funding Ratio | 1.91% | 5.04% | -3.13% | 69th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.87% | 6.85% | -5.98% | 24th bottom |
| Loan Growth (Y/Y) | 2.58% | 7.91% | -5.33% | 34th below |
| Deposit Growth (Y/Y) | 1.21% | 6.29% | -5.08% | 30th below |
See Bank of the Plains's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of the Plains, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of the Plains profile, how to read a UBPR, or how this data updates.