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Bank of Utica: Return on Average Equity

25.21% Ranks #153 of 3,651 U.S. banks · 96th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Utica reported a return on average equity of 25.21% as of Q2 2026, ranking #153 of 3,651 U.S. banks (96th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 25.21%
Q1 2026 11.97%
Q4 2025 10.59%
Q3 2025 13.81%
Q2 2025 9.54%
Q1 2025 3.78%
Q4 2024 -3.70%
Q3 2024 12.35%
Q2 2024 -2.05%
Q1 2024 18.00%
Q4 2023 12.11%
Q3 2023 3.57%

National Context

Latest value 25.21%
National rank#153 of 3,651
Percentile 96th
12-quarter low-3.70%
12-quarter high25.21%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Bank of Utica's Return on Average Equity?

Bank of Utica's Return on Average Equity was 25.21% as of Q2 2026, ranking #153 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Utica profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 13397) · FFIEC NIC profile (RSSD 254317)