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Bank of Utica Locations & Branches Utica, New York
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Bank of Utica operates 1 branch from its headquarters in Utica, NY, .
Bank of Utica branch network
Its one office is in Utica, NEW YORK. It had the same number of branches on June 30, 2025.
Bank of Utica at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 26.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.51B
- Tier 1 leverage ratio, Q2 2026
- 26.49%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1927
Full financial profile · Is Bank of Utica safe? · Bank of Utica Q3 2026 call report, filed October 27, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Utica, NY (1 branch) | 1 of 7 | 56.5% | $1.07B |
| State: NY (1 branch) | 79 of 176 | <0.1% | $1.07B |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Bank of Utica's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Oneida, NY (1 branch) | 1 of 9 | 22.3% | $1.07B | $4.83B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Utica-Rome, NY (1 branch) | 1 of 9 | 19.0% | $1.07B | $5.64B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Utica (main office) | Utica, NY | 13502 | $1.07B |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13397) · FFIEC NIC profile (RSSD 254317)