Lists · Deposits by metro area
Utica-Rome, NY Metro Area Bank Deposit Market Share
Bank of Utica holds the largest share of deposits in the Utica-Rome, NY metro area, 19.0%, followed by Manufacturers and Traders Trust Company (17.8%) and Adirondack Bank (15.0%). 9 institutions hold $5.64B at 57 offices as of June 30, 2026.
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank of Utica | $1.07B | 19.04% | — |
| 2 | Manufacturers and Traders Trust Company | $1.01B | 17.82% | — |
| 3 | Adirondack Bank | $843.4M | 14.95% | — |
| 4 | NBT Bank, N.A. | $836.2M | 14.82% | — |
| 5 | Beacon Bank & Trust | $729.1M | 12.93% | — |
| 6 | KeyBank N.A. | $517.7M | 9.18% | — |
| 7 | Community Bank, N.A. | $464.0M | 8.23% | — |
| 8 | Citizens Bank, N.A. | $163.1M | 2.89% | — |
| 9 | Woodforest National Bank | $8.3M | 0.15% | — |
About this list
Deposits are those held at each institution's offices in Utica-Rome, NY (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
The change from 2025 is not shown for this market: some offices that closed during the year cannot be placed in a single county or metro area, and they hold enough deposits to move the comparison. The 2026 shares are complete.
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