Bank of Vici: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on equity: 542.90 percentage points lower than in Q1 2026, at -554.34%. Bank of Vici has the 1st lowest return on assets of the 169 banks headquartered in Oklahoma, at -20.95% as of Q2 2026. Bank of Vici's return on assets of -20.95% is well below the 0.98% median for banks in the < $100M asset tier, a gap of 21.93 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 5.23% |
| Equity capital to assets | 1.76% |
| Tangible equity to tangible assets | 1.76% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.56% |
| Non-performing assets ratio | 0.71% |
| Net charge-off ratio | 43.36% |
| Texas ratio | 23.55% |
| Allowance for credit losses to loans | 3.24% |
| Reserve coverage of non-performing loans | 207.25% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -20.95% |
| Return on equity | -554.34% |
| Net interest margin | 3.50% |
| Efficiency ratio | 130.25% |
| Yield on earning assets | 5.30% |
| Cost of funds | 1.81% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.13% |
| Core deposits to total deposits | 83.05% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 98.11% |
| Securities to assets | 24.78% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.95% | 0.14% | 5.22% | 1.63% | 0.46% |
| Q4 2023 | 15.76% | 3.86% | 4.66% | 1.52% | 0.46% |
| Q1 2024 | 15.21% | -1.12% | 4.86% | 1.49% | 0.57% |
| Q2 2024 | 15.24% | 0.55% | 4.71% | 1.33% | 5.80% |
| Q3 2024 | 15.94% | 0.55% | 4.62% | 1.28% | 0.80% |
| Q4 2024 | 13.07% | -7.29% | 4.09% | 0.65% | 14.64% |
| Q1 2025 | 10.98% | -7.06% | 3.59% | 0.61% | 1.62% |
| Q2 2025 | 8.58% | -10.07% | 3.13% | 2.96% | 5.94% |
| Q3 2025 | 8.48% | -2.23% | 3.62% | 4.35% | -0.20% |
| Q4 2025 | 9.90% | -1.23% | 5.69% | 2.61% | 0.05% |
| Q1 2026 | 9.10% | -0.67% | 4.20% | 1.74% | 0.94% |
| Q2 2026 | 5.23% | -20.95% | 3.50% | 1.56% | 43.36% |
Bank of Vici vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Vici, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Vici profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 420) · FFIEC NIC profile (RSSD 286251)