Bank of Vici: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Vici of Vici, OK against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -20.95% | 3.15% | -24.10% | 0th bottom |
| ROAE | -554.34% | 10.72% | -565.06% | 0th bottom |
| Net Interest Margin | 3.50% | 3.94% | -0.44% | 30th below |
| Efficiency Ratio | 130.25% | 76.27% | +53.98% | 6th bottom |
| PPNR / Avg Assets | -1.20% | 1.41% | -2.61% | 5th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.30% | 5.35% | -0.05% | 53rd above |
| Cost of Funds | 1.81% | 1.70% | +0.11% | 37th below |
| Net Interest Spread | 2.83% | 3.32% | -0.49% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.56% | 1.34% | +0.22% | 23rd bottom |
| NPA / Total Assets | 0.71% | 0.71% | +0.00% | 25th below |
| NCO / Avg Loans | 43.36% | 0.07% | +43.29% | 0th bottom |
| ACL / Total Loans | 3.24% | 1.49% | +1.75% | 95th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 207.25% | 865.90% | -658.65% | 59th above |
| Texas Ratio | 23.55% | 8.25% | +15.30% | 6th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 96.19% | 290.33% | -194.14% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 5.23% | 17.65% | -12.42% | 1st bottom |
| Equity / Assets | 1.76% | 16.46% | -14.70% | 0th bottom |
| TCE / Tangible Assets | 1.76% | 16.20% | -14.44% | 0th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.13% | 72.86% | -26.73% | 75th top |
| Core Deposit Ratio | 83.05% | 88.28% | -5.23% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -16.49% | 4.27% | -20.76% | 1st bottom |
| Loan Growth (Y/Y) | -22.15% | 6.78% | -28.93% | 1st bottom |
| Deposit Growth (Y/Y) | -13.47% | 3.74% | -17.21% | 3rd bottom |
See Bank of Vici's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Vici, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Vici profile, how to read a UBPR, or how this data updates.