Bank of Wiggins: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Wiggins of Wiggins, MS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.51% | 1.35% | -0.84% | 13th bottom |
| ROAE | 5.39% | 13.33% | -7.94% | 15th bottom |
| Net Interest Margin | 2.90% | 3.93% | -1.03% | 8th bottom |
| Efficiency Ratio | 80.83% | 61.13% | +19.70% | 13th bottom |
| PPNR / Avg Assets | 0.60% | 1.68% | -1.08% | 10th bottom |
| Yield on Earning Assets | 4.51% | 5.67% | -1.16% | 9th bottom |
| Cost of Funds | 1.74% | 1.88% | -0.14% | 54th above |
| Net Interest Spread | 2.09% | 3.32% | -1.23% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.76% | 0.94% | +0.82% | 15th bottom |
| NPA / Total Assets | 0.72% | 0.70% | +0.02% | 29th below |
| NCO / Avg Loans | -0.14% | 0.16% | -0.30% | 98th top |
| ACL / Total Loans | 1.46% | 1.28% | +0.18% | 76th top |
| ACL / NPLs (Coverage) | 83.20% | 1546.47% | -1463.27% | 22nd bottom |
| Texas Ratio | 7.46% | 7.34% | +0.12% | 29th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.93% | 12.14% | +0.79% | 74th above |
| Equity / Assets | 9.61% | 11.37% | -1.76% | 38th below |
| TCE / Tangible Assets | 9.61% | 11.08% | -1.47% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 45.40% | 80.67% | -35.27% | 94th top |
| Core Deposit Ratio | 82.10% | 86.85% | -4.75% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.28% | 6.84% | -0.56% | 64th above |
| Loan Growth (Y/Y) | -0.29% | 7.92% | -8.21% | 21st bottom |
| Deposit Growth (Y/Y) | 6.92% | 6.29% | +0.63% | 70th above |
See Bank of Wiggins's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Wiggins, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Wiggins profile, how to read a UBPR, or how this data updates.