Bank of Wisconsin Dells: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 60.8% in Q2 2026, from $1.6M to $2.5M. It was the largest change from Q1 2026 among the key lines here. Bank of Wisconsin Dells ranks 68th of 153 Wisconsin banks on loan-to-deposit ratio, in the upper half at 91.00% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Bank of Wisconsin Dells sits 2.80 points higher, at 91.00% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $26.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $203.1M |
| Fed funds sold and reverse repos | $2.5M |
| Fed funds sold and reverse repos to assets | 0.24% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.00% |
| Net loans and leases to deposits | 89.47% |
| Loans and leases to core deposits | 100.79% |
| Core deposits to total deposits | 81.36% |
| Brokered deposits to total deposits | 8.93% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.95% | 84.75% | $2.2M | $24.0M |
| Q4 2023 | 86.76% | 82.33% | $0 | $23.0M |
| Q1 2024 | 86.25% | 81.66% | $0 | $23.0M |
| Q2 2024 | 90.68% | 80.65% | $15.1M | $26.0M |
| Q3 2024 | 88.20% | 82.81% | $0 | $10.0M |
| Q4 2024 | 88.77% | 83.41% | $0 | $10.0M |
| Q1 2025 | 90.98% | 83.24% | $0 | $50.0M |
| Q2 2025 | 94.74% | 83.55% | $0 | $55.0M |
| Q3 2025 | 93.85% | 84.56% | $10.7M | $20.0M |
| Q4 2025 | 93.80% | 83.12% | $0 | $40.0M |
| Q1 2026 | 89.21% | 82.10% | $0 | $25.0M |
| Q2 2026 | 91.00% | 81.36% | $0 | $20.0M |
Bank of Wisconsin Dells liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Wisconsin Dells, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Wisconsin Dells profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15136) · FFIEC NIC profile (RSSD 894348)