Bank of Wisconsin Dells: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Wisconsin Dells of Wisconsin Dells, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.73% | 1.44% | +0.29% | 78th top |
| ROAE | 15.54% | 12.50% | +3.04% | 75th top |
| Net Interest Margin | 3.70% | 3.84% | -0.14% | 49th below |
| Efficiency Ratio | 41.43% | 58.89% | -17.46% | 91st top |
| PPNR / Avg Assets | 2.36% | 1.78% | +0.58% | 84th top |
| Yield on Earning Assets | 5.99% | 5.71% | +0.28% | 75th top |
| Cost of Funds | 2.52% | 2.03% | +0.49% | 21st bottom |
| Net Interest Spread | 3.00% | 3.18% | -0.18% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.97% | -0.88% | 90th top |
| NPA / Total Assets | 0.07% | 0.75% | -0.68% | 89th top |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 78th top |
| ACL / Total Loans | 1.69% | 1.25% | +0.44% | 91st top |
| ACL / NPLs (Coverage) | 1858.41% | 697.55% | +1160.86% | — |
| Texas Ratio | 0.56% | 7.17% | -6.61% | 91st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.97% | 17.41% | -4.44% | 41st below |
| Tier 1 Ratio | 12.97% | 17.45% | -4.48% | 41st below |
| Total Capital Ratio | 14.23% | 18.51% | -4.28% | 43rd below |
| Leverage Ratio | 12.12% | 11.59% | +0.53% | 78th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.28% | 11.33% | -0.05% | 64th above |
| TCE / Tangible Assets | 11.28% | 10.65% | +0.63% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.00% | 86.35% | +4.65% | 41st below |
| Core Deposit Ratio | 81.36% | 85.56% | -4.20% | 24th bottom |
| Uninsured Deposit Ratio | 46.44% | 32.69% | +13.75% | 14th bottom |
| Wholesale Funding Ratio | 1.85% | 5.46% | -3.61% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.53% | 10.46% | -2.93% | 66th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.35% | 7.99% | -0.64% | 61st above |
| Deposit Growth (Y/Y) | 11.75% | 7.98% | +3.77% | 80th top |
See Bank of Wisconsin Dells's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Wisconsin Dells, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Wisconsin Dells profile, how to read a UBPR, or how this data updates.