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Bank OZK: Return on Equity

10.77% Ranks #2,214 of 3,614 U.S. banks · 39th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank OZK reported a return on equity of 10.77% as of Q2 2026, ranking #2,214 of 3,614 U.S. banks (39th percentile). That is down 1.68 percentage points from 12.45% a year earlier, and below the 11.15% median of the 122 Regional Banks ($10B–$100B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 10.77%
Q1 2026 10.64%
Q4 2025 11.52%
Q3 2025 12.29%
Q2 2025 12.45%
Q1 2025 11.92%
Q4 2024 12.90%
Q3 2024 13.18%
Q2 2024 13.31%
Q1 2024 13.50%
Q4 2023 13.95%
Q3 2023 14.31%

National Context

Latest value 10.77%
National rank#2,214 of 3,614
Percentile 39th
12-quarter low10.64%
12-quarter high14.31%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Bank OZK's Return on Equity?

Bank OZK's Return on Equity was 10.77% as of Q2 2026, ranking #2214 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank OZK profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 110) · FFIEC NIC profile (RSSD 107244)