BANK7: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BANK7 of Oklahoma City, OK against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.79% | 1.34% | +0.45% | 80th top |
| ROAE | 12.74% | 12.34% | +0.40% | 51st above |
| Net Interest Margin | 4.81% | 3.83% | +0.98% | 93rd top |
| Efficiency Ratio | 51.88% | 58.97% | -7.09% | 69th above |
| PPNR / Avg Assets | 2.37% | — | — | 84th top |
| Yield on Earning Assets | 6.78% | 5.71% | +1.07% | 94th top |
| Cost of Funds | 2.26% | 2.02% | +0.24% | 32nd below |
| Net Interest Spread | 4.05% | — | — | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.39% | 0.87% | -0.48% | 62nd above |
| NPA / Total Assets | 0.35% | — | — | 57th above |
| NCO / Avg Loans | -0.02% | 0.43% | -0.45% | 93rd top |
| ACL / Total Loans | 1.22% | — | — | 60th above |
| ACL / NPLs (Coverage) | 309.91% | — | — | 65th above |
| Texas Ratio | 2.47% | 5.48% | -3.01% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.18% | 14.99% | +0.19% | 71st above |
| Tier 1 Ratio | 15.18% | 15.02% | +0.16% | 70th above |
| Total Capital Ratio | 16.36% | — | — | 71st above |
| Leverage Ratio | 13.88% | 11.11% | +2.77% | 89th top |
| Equity / Assets | 13.86% | 11.02% | +2.84% | 89th top |
| TCE / Tangible Assets | 13.37% | — | — | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.84% | 86.99% | +10.85% | 21st bottom |
| Core Deposit Ratio | 70.94% | 85.57% | -14.63% | 9th bottom |
| Uninsured Deposit Ratio | 23.75% | 33.19% | -9.44% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.25% | — | — | 42nd below |
| Loan Growth (Y/Y) | 6.84% | — | — | 56th above |
| Deposit Growth (Y/Y) | 2.74% | — | — | 34th below |
See BANK7's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BANK7, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BANK7 profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the BANK7 peer analysis.