Bank call report · Champaign, IL
Bankchampaign, N.A. Call Report
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Bankchampaign, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 334 reported line items, schedule by schedule (771 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 436739 |
| FDIC certificate number | 22434 |
| Total assets | $242.8M |
Official Q2 2026 call report PDF (FFIEC) →
Bankchampaign, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Bankchampaign, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $242.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $242.8M |
| Total Liabilities and Minority Interest | RCON2948 | $213.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $197.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $193.7M |
| Total Deposits | RCON2200 | $193.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $163.7M |
| Deposits: Noninterest-bearing | RCON6631 | $29.6M |
| Total Equity Capital | RCON3210 | $29.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $29.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $19.9M |
| Interest-bearing Balances | RCON0071 | $19.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $18.1M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $12.8M |
| Surplus | RCON3839 | $11.6M |
| Other Assets | RCON2160 | $4.8M |
| Other Borrowed Money | RCON3190 | $4.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.5M |
| Other Liabilities, Total | RCON2930 | $3.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.0M |
| Other Real Estate Owned | RCON2150 | $622K |
| Common Stock | RCON3230 | $400K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Bankchampaign, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.7M |
| Net Interest Income | RIAD4074 | $5.4M |
| Total Noninterest Expense | RIAD4093 | $4.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.7M |
| Net Income (Loss) | RIAD4340 | $2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.7M |
| Salaries and Employee Benefits | RIAD4135 | $2.2M |
| Total Interest Expense | RIAD4073 | $2.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.3M |
| Total Noninterest Income | RIAD4079 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $519K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $419K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $310K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $251K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $209K |
| Other Noninterest Income | RIADB497 | $136K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $123K |
| Other Interest Expense | RIADGW44 | $120K |
| Income from Lease Financing Receivables | RIAD4065 | $85K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $84K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $75K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $53K |
| Provision for Loan and Lease Losses | RIAD4230 | $49K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $47K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $37K |
| Interest on Other Securities | RIAD4060 | $37K |
| Other Interest Income | RIAD4518 | $25K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $15K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $9K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 33 |
Schedule RC-B: Securities (15 items)
About Schedule RC-B · Bankchampaign, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $20.9M |
| Pledged Securities | RCON0416 | $15.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $12.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $11.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $8.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $8.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $5.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $834K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $145K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $52K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Bankchampaign, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $197.2M |
| Pledged Loans and Leases | RCONG378 | $158.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $67.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $58.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $47.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $40.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $37.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $35.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $33.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $27.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $26.3M |
| Commercial and Industrial Loans | RCON1766 | $25.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $16.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $9.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $8.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $4.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $1.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $629K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $596K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $466K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $295K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $61K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $19.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $660K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $197K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $163K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $10K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 124 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 45 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 45 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 34 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 32 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 16 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 2 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Bankchampaign, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $105.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $103.9M |
| Total Transaction Accounts | RCON2215 | $87.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $87.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $67.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $52.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $37.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $31.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $18.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $15.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $14.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $12.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $8.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $8.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $8.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $5.0M |
| Total Brokered Deposits | RCON2365 | $5.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $584K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $313K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $271K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $1.5M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.1M |
| Accrued Interest Receivable | RCONB556 | $892K |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $832K |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $831K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $819K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $433K |
| All Other Liabilities | RCON2938 | $343K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $264K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $242K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Bankchampaign, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $254.1M |
| Quarterly Average of Total Loans | RCON3360 | $198.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $132.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $74.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $66.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $38.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $26.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $26.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $17.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $15.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $12.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $11.9M |
| Mortgage-backed Securities | RCONB559 | $9.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $4.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $1.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $380K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Bankchampaign, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $16.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $6.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $6.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $404K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $150K |
| Performance Standby Letters of Credit | RCON3821 | $50K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Bankchampaign, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $11.8M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $4.3M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $622K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · Bankchampaign, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $1.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $636K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $380K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $144K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $64K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $42K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $12K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Bankchampaign, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $254.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $193.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $136.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $48.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $28.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $7.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 7,907 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 710 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 101 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Bankchampaign, N.A. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Bankchampaign, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $254.1M |
| Average total consolidated assets | RCOAKW03 | $254.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $205.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $32.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $30.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $30.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $30.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $29.1M |
| Retained Earnings | RCOAKW00 | $18.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $12.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1589 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1463 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1463 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1184 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0789 |
Schedule RC-R, Part II: Risk-Weighted Assets (53 items)
About Schedule RC-R, Part II · Bankchampaign, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $207.1M |
| Total Risk-weighted Assets | RCONG641 | $205.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $177.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $177.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $154.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $141.7M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $141.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $51.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $44.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $44.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $44.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $41.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $41.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $24.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $22.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $21.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $20.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $20.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $19.9M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $12.8M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $12.8M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $12.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $9.6M |
| Total All Other Assets | RCOND981 | $7.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $6.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $6.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $5.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $4.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $4.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $4.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$4.5M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $4.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $4.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $4.2M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $4.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $831K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $831K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $831K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $460K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $448K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $404K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $404K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $404K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $338K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $52K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $50K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $25K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $25K |
Schedule RC-T: Fiduciary and Related Services (40 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $241.7M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $88.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $83.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $83.5M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $79.5M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $63.3M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $52.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $42.7M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $28.6M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $18.6M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $12.2M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $4.8M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $2.3M |
| Income from Fiduciary Activities | RIAD4070 | $1.1M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $758K |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $607K |
| Other Retirement Accounts | RIADB907 | $349K |
| Personal Trust and Agency Accounts | RIADB904 | $319K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $296K |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $113K |
| Custody and Safekeeping Accounts | RIADB909 | $97K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $31K |
| Employee Benefit-defined Contribution | RIADB905 | $15K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $1K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 590 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 488 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 390 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 257 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 257 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 127 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 88 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 52 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 28 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 16 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 14 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 4 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 2 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 2 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 1 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $29.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $29.3M |
| Total Equity Capital | RIAD3210 | $29.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.8M |
| Other Comprehensive Income | RIADB511 | -$136K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Bankchampaign, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $3.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.4M |
| Allowance for credit losses on other financial assets measured at amortized cost | RCONJJ03 | $264K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $26K |
Bankchampaign, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bankchampaign, N.A. call report?
The Bankchampaign, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bankchampaign, N.A. file?
Bankchampaign, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bankchampaign, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bankchampaign, N.A. has Federal Reserve RSSD ID 436739 and FDIC certificate number 22434. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bankchampaign, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bankchampaign, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22434) · FFIEC NIC profile (RSSD 436739)