Bankers' Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankers' Bank of Madison, WI against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.98% | 1.46% | -0.48% | 28th below |
| ROAE | 7.12% | 12.69% | -5.57% | 17th bottom |
| Net Interest Margin | 2.76% | 3.85% | -1.09% | 8th bottom |
| Efficiency Ratio | 65.30% | 57.40% | +7.90% | 30th below |
| PPNR / Avg Assets | 1.59% | 1.88% | -0.29% | 42nd below |
| Yield on Earning Assets | 5.15% | 5.72% | -0.57% | 27th below |
| Cost of Funds | 2.64% | 2.02% | +0.62% | 17th bottom |
| Net Interest Spread | 1.58% | 3.18% | -1.60% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.49% | 1.00% | -0.51% | 58th above |
| NPA / Total Assets | 0.94% | 0.76% | +0.18% | 27th below |
| NCO / Avg Loans | 0.60% | 0.43% | +0.17% | 8th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.29% | 1.31% | -0.02% | 69th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 262.62% | 564.53% | -301.91% | 65th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.86% | 7.39% | -0.53% | 36th below |
| Provision / NCO | 120.94% | 618.88% | -497.94% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.86% | 17.34% | -1.48% | 77th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.86% | 17.37% | -1.51% | 76th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.02% | 18.42% | -1.40% | 77th top |
| Leverage Ratio | 14.70% | 11.43% | +3.27% | 92nd top |
| Equity / Assets | 13.28% | 11.33% | +1.95% | 86th top |
| TCE / Tangible Assets | 13.28% | 10.50% | +2.78% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 117.73% | 86.94% | +30.79% | 3rd bottom |
| Core Deposit Ratio | 79.53% | 85.56% | -6.03% | 19th bottom |
| Uninsured Deposit Ratio | 63.46% | 33.11% | +30.35% | 3rd bottom |
| Wholesale Funding Ratio | 20.52% | 5.69% | +14.83% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.39% | 9.68% | -7.29% | 31st below |
| Loan Growth (Y/Y) | 0.30% | 8.06% | -7.76% | 18th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.69% | 7.88% | -1.19% | 61st above |
See Bankers' Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankers' Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankers' Bank profile, how to read a UBPR, or how this data updates.