Bankers' Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 164.13 percentage points in Q2 2026, from 98.49% to 262.62%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Bankers' Bank is 117th of 153 on return on assets, 0.98% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Bankers' Bank sits 0.30 points lower, at 0.98% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.86% |
| Tier 1 risk-based capital ratio | 15.86% |
| Total risk-based capital ratio | 17.02% |
| Tier 1 leverage ratio | 14.70% |
| Equity capital to assets | 13.28% |
| Tangible equity to tangible assets | 13.28% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.94% |
| Net charge-off ratio | 0.60% |
| Texas ratio | 6.86% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 262.62% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.98% |
| Return on equity | 7.12% |
| Net interest margin | 2.76% |
| Efficiency ratio | 65.30% |
| Yield on earning assets | 5.15% |
| Cost of funds | 2.64% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 117.73% |
| Core deposits to total deposits | 79.53% |
| Brokered deposits to total deposits | 20.47% |
| Deposits to assets | 64.82% |
| Securities to assets | 14.05% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.26% | 12.26% | 13.18% | 10.81% | 0.73% |
| Q4 2023 | 12.28% | 12.28% | 13.21% | 10.71% | 1.08% |
| Q1 2024 | 12.57% | 12.57% | 13.50% | 11.02% | 0.50% |
| Q2 2024 | 12.72% | 12.72% | 13.66% | 11.67% | 0.53% |
| Q3 2024 | 13.39% | 13.39% | 14.34% | 11.66% | 0.76% |
| Q4 2024 | 13.63% | 13.63% | 14.57% | 11.75% | 0.82% |
| Q1 2025 | 13.94% | 13.94% | 14.94% | 12.06% | 0.67% |
| Q2 2025 | 13.82% | 13.82% | 14.74% | 12.63% | 0.72% |
| Q3 2025 | 14.11% | 14.11% | 15.13% | 12.69% | 0.87% |
| Q4 2025 | 15.68% | 15.68% | 16.83% | 14.03% | 0.97% |
| Q1 2026 | 15.63% | 15.63% | 16.83% | 14.72% | 0.90% |
| Q2 2026 | 15.86% | 15.86% | 17.02% | 14.70% | 0.98% |
Bankers' Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers' Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers' Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23537) · FFIEC NIC profile (RSSD 408642)