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Bankers' Bank of the West: Peer Group Comparison

Peer strength score 44/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 4 top · 4 above · 10 below · 8 bottom
ACL / Total Loans · 88thLeverage Ratio · 83rdTCE / Tangible Assets · 82nd Loan / Deposit · 0thWholesale Funding Ratio · 1stDeposit Growth (Y/Y) · 4th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Bankers' Bank of the West of Denver, CO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 0.91% 1.34% -0.43% 29th below
ROAE 6.52% 13.32% -6.80% 19th bottom
Net Interest Margin 3.80% 3.93% -0.13% 42nd below
Efficiency Ratio 82.57% 61.13% +21.44% 11th bottom
PPNR / Avg Assets 1.18% 1.68% -0.50% 28th below
Yield on Earning Assets 6.11% 5.67% +0.44% 73rd above
Cost of Funds 2.60% 1.88% +0.72% 13th bottom
Net Interest Spread 2.53% 3.32% -0.79% 15th bottom

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 1.03% 0.94% +0.09% 27th below
NPA / Total Assets 0.80% 0.70% +0.10% 26th below
NCO / Avg Loans 0.00% 0.16% -0.16% 62nd above
ACL / Total Loans 1.72% 1.28% +0.44% 88th top
ACL / NPLs (Coverage) 166.53% 1539.30% -1372.77% 43rd below
Texas Ratio Ahead of the peer average, behind the median peer. 5.49% 7.33% -1.84% 38th below

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio 13.46% 19.51% -6.05% 33rd below
Tier 1 Ratio 13.46% 19.54% -6.08% 33rd below
Total Capital Ratio 14.71% 20.63% -5.92% 34th below
Leverage Ratio 14.37% 12.14% +2.23% 83rd top
Equity / Assets 13.27% 11.37% +1.90% 80th top
TCE / Tangible Assets 13.27% 11.09% +2.18% 82nd top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 135.13% 80.61% +54.52% 0th bottom
Core Deposit Ratio 92.58% 86.86% +5.72% 71st above
Wholesale Funding Ratio 26.77% 5.02% +21.75% 1st bottom

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. 5.93% 6.85% -0.92% 61st above
Loan Growth (Y/Y) 0.43% 7.91% -7.48% 24th bottom
Deposit Growth (Y/Y) -7.38% 6.29% -13.67% 4th bottom

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankers' Bank of the West profile, how to read a UBPR, or how this data updates.