Bankers' Bank of the West: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 4.40 percentage points lower than in Q1 2026, at 7.42%. Bankers' Bank of the West ranks 43rd of 63 Colorado banks on return on assets, in the lower half at 0.91% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bankers' Bank of the West sits 0.34 points lower, at 0.91% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.46% |
| Tier 1 risk-based capital ratio | 13.46% |
| Total risk-based capital ratio | 14.71% |
| Tier 1 leverage ratio | 14.37% |
| Equity capital to assets | 13.27% |
| Tangible equity to tangible assets | 13.27% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.03% |
| Non-performing assets ratio | 0.80% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 5.49% |
| Allowance for credit losses to loans | 1.72% |
| Reserve coverage of non-performing loans | 166.53% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.91% |
| Return on equity | 6.52% |
| Net interest margin | 3.80% |
| Efficiency ratio | 82.57% |
| Yield on earning assets | 6.11% |
| Cost of funds | 2.60% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 135.13% |
| Core deposits to total deposits | 92.58% |
| Brokered deposits to total deposits | 7.42% |
| Deposits to assets | 57.55% |
| Securities to assets | 3.51% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.80% | 13.80% | 15.05% | 13.40% | 0.60% |
| Q4 2023 | 14.42% | 14.42% | 15.67% | 13.66% | 0.52% |
| Q1 2024 | 14.10% | 14.10% | 15.35% | 14.05% | 1.22% |
| Q2 2024 | 13.82% | 13.82% | 15.07% | 13.96% | 2.59% |
| Q3 2024 | 13.67% | 13.67% | 14.92% | 13.75% | 0.59% |
| Q4 2024 | 13.56% | 13.56% | 14.81% | 13.75% | 0.41% |
| Q1 2025 | 13.55% | 13.55% | 14.81% | 14.15% | 2.54% |
| Q2 2025 | 13.48% | 13.48% | 14.73% | 14.11% | 0.97% |
| Q3 2025 | 13.45% | 13.45% | 14.70% | 13.77% | 0.96% |
| Q4 2025 | 13.56% | 13.56% | 14.81% | 13.89% | 0.84% |
| Q1 2026 | 13.85% | 13.85% | 15.10% | 14.42% | 0.79% |
| Q2 2026 | 13.46% | 13.46% | 14.71% | 14.37% | 0.91% |
Bankers' Bank of the West vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers' Bank of the West, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers' Bank of the West profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23210) · FFIEC NIC profile (RSSD 732758)